Category Archives: Acupuncture Business Insurance

Acupuncture Business Insurance Coverages


We cannot stress enough how crucial it is to get acupuncture business insurance to protect your company and professional reputation. Whether you are just new in the acupuncture industry or have been in operation for some time, insurance can give the needed protection. Should there be an untoward event in your business along the way, which requires sums of money, like dealing with a client’s lawsuit, you can rest assured that your policy will take care of the associated expenses.

Acupuncture business insurance can include multiple coverages to ensure that it can cushion you in different situations. It can be custom-designed so that it suits best to your needs.

An acupuncture business insurance can cover you with the following:

Premises liability. Commonly called slip or trip and fall insurance. This endorsement covers the potential risks of a guest on the premises alleging damage to their personal property or injury in the clinic area, such as slipping from a wet spot on the floor, tripping on a frayed rug, or fainting and falling off the treatment table.

Business owner policy. It is a package policy that covers property and liability exposures (as required by landlords) as well as a loss of income if your business cannot operate for some time. For example, if the roof of your office is damaged during a thunderstorm, causing it to flood, closing your business for two months, a BOP would provide coverage in several ways.

Worker compensation insurance. It pays for medical care and rehabilitation of employees who get injured on the job or contract a work-related illness. It also covers a portion of your employees’ lost wages, disability benefits, and death benefits for the dependents of employees killed in work-related accidents.

Do you have more questions about acupuncture business insurance? Contact us today at (800) 838-0383.

Avoid These Pitfalls When Buying Acupuncturist Business Insurance


Online looking to buy acupuncturist business insurance? If yes, there are several things that you need to avoid so that you do not end up getting a mediocre deal. Note that an acupuncture business can be vulnerable to different issues, including malpractice lawsuits, so you must have reliable protection to keep your business in good shape.

When buying acupuncturist business insurance, be mindful of these pitfalls:

Not doing prior research

You can find almost every piece of information about anything and everything over the internet, including acupuncture insurance info. And you can access them with just a few clicks. So, there’s no compelling reason why you cannot do some research before you pick an insurance provider. When you do research, you get in-depth knowledge of your prospective companies. Background checking, reading feedback from past clients, the length of time they have been in the insurance business are just some of the valuable info you can find online, which can help you make sound decisions.

Forgoing comparison

Unless you compare your prospective acupuncture insurance service providers, it will be difficult for you to determine whether a particular company is giving you a great deal or not. Put them side by side and compare using the same set of criteria. Doing this will provide a clear view as to who among them is offering the best deal. Your criteria for selection could include:

  • The price
  • Years serving the insurance industry
  • The number of clients in the past
  • Whether they are a local company or not
  • License/permit to offer insurance for acupuncturists

Not examining insurance quotations in details

When your prospective insurance provider sends you your requested quotations, you should read and understand every detail therein. If there is something that you find somewhat confusing, make sure you clarify it immediately. You want to avoid any issue that may be disadvantageous to you, including coverage limitations.

Online looking for a reputable acupuncturist business insurance? Contact American Acupuncture Council today.

Please call (800) 838-0383.

Acupuncturist Business Insurance – 3 Practical Benefits


acupuncturist business insurance

All businesses have a fair share of risk exposure. However, when it comes to companies belonging to the alternative medicine industry, such as acupuncture clinics, the risk is doubled. Why? Because acupuncturists tend to get complaints from patients arising from various issues – like malpractice.

As a licensed acupuncturist in practice, you should put a level of protection in place, safeguarding your business and professional reputation. An acupuncturist business insurance can deliver just that.

Here are three benefits of buying insurance for your acupuncture business:

When a patient claims that your treatment program isn’t effective

What if, after several therapy sessions, your client suddenly stops seeing you for the remaining appointments. A message then follows, asking for a refund for a treatment that did not work. Of course, that claim can be tricky and could end up in a court battle. Such a scenario can cause financial strain on your business because of the associated legal fees. However, when you have liability insurance that covers litigation and restitution fees, you should be okay.

Damaged equipment inside your clinic needing repair

Your acupuncture equipment isn’t immune to dilapidation brought about by natural wear and tear. When used every day, they will eventually break down and need some repair or even replacement. An acupuncture treatment table, for example, can cost between USD 300 and USD 2000 to replace. In multiples, these prices could translate to several thousands of money. However, when you have acupuncturist business insurance that specifically covers the equipment from damage, that could help maintain a healthy balance sheet for your business.

Cybercriminal attack your computer system

When a cybercriminal breaks into your system, stealing crucial business information, that could be a heavy burden for you to carry. It is not only about compromising your business information but your clients’ as well. Stolen social security numbers, birthdays, medical records, and more are matters needing serious attention. Your acupuncture business insurance – with cyber protection provisions – can take care of this issue.

Online looking for a reputable acupuncturist business insurance? Contact us today at (800) 838-0383.

Why Request Acupuncture Business Insurance Quotes


acupuncture business insurance

Every business needs some protection that can guarantee coverage in case of challenges affecting the operation and employees’ welfare. One example is insurance coverage. It provides some cushion that can help a business manage the impact arising from issues like legal complaints or even natural disasters.

If you are running an acupuncture business, acupuncture business insurance is necessary to ensure that you get the needed protection in case a client files a malpractice lawsuit. It can help address your financial needs associated with the legal proceeding while you also work to protect your professional reputation. However, it is worth recognizing the fact that not all insurance providers are equally qualified to give you the best deals; some are way better than others. So, you have to be extra careful with your choice.

Several strategies can help you find the best insurance packages in the market today, and one of these is requesting an acupuncture business insurance quote from different insurers.

Here are some compelling reasons why it is necessary:

It allows you to compare acupuncture insurance packages from different providers, thereby providing you great insights about which among your prospects is offering the most favorable package.

An acupuncture business insurance quote also allows you to examine the package inclusions and how you can customize them to tailor to your unique protection needs. For instance, along with professional liability insurance, you may also include workers’ compensation insurance and cyber liability insurance to the package.

Quotes also help you figure out whether or not the cost of a particular policy is better (or worse) than the other acupuncture insurance products available. And since it gives you enough information on the price from different providers, you can use this information to negotiate for better deals (Can you give me ‘as much as this’ because the other company is offering this?)

Asking for acupuncture business insurance quotes also opens up for better options. The insurers themselves can offer which one is the best option for your unique needs – options that you might have not considered before that.

Online looking for the best acupuncture business insurance deals? Request a quote today from American Acupuncture Council.

Call us today at (800) 838-0383.

Acupuncture Business Insurance – Tips On Finding The Best Deal


acupuncture business insurance

While any business can face several issues, running an acupuncture clinic is a particularly challenging one because of the level of risk from malpractice lawsuits. Such a scenario can cause emotional distress but also financial stress. That is why, if you are an acupuncture practitioner, you need to put a cushion in the form of acupuncture business insurance to protect your professional reputation and your business.

Finding a company that can provide you the best deal available on acupuncture business insurance may not be that easy for you. With many companies around, how can you know that you are picking the best one? Here are some tips you might want to consider:

The power of quote comparison

Whether you do it manually or use quote comparison tools online, the strategy will help take you to the best options available. With the advancement of internet technologies today, comparing acupuncture insurance quotes from different providers should be as easy as a few clicks on your computer.

Read reviews

Word of mouth is still as effective as it has been. Before you choose any acupuncture business insurance provider, make sure you check what their clients and industry leaders are saying about their products and service. Check their company profiles online as the information usually comes with reviews and ratings from their clients. In addition to that, you may also check out what industry leaders are saying about them. For instance, what acupuncture organizations are saying about them. Doing this will help to weed out the unqualified insurance providers.

Discover possible hidden costs

The truth is, an insurance provider may not be as honest as you would expect them to be in giving you their quotes. And you might be surprised in the future knowing that there are other charges not specified in the quotation. So, read the fine prints. Ask them for the complete list of fees or charges early on.

Online looking for a reputable acupuncture business insurance provider? Contact American Acupuncture Council today at (800) 838-0383.

Insurance For Acupuncture Businesses – More Than General Liability Insurance


When we talk about insurance for acupuncture businesses, we often associate it with general liability insurance – an insurance that protects you and your business from “general” claims covering issues like bodily injuries. However, there are other types of coverage for acupuncture businesses that many are still not aware of.

In this post, we are going to tackle some other types of insurance for acupuncture businesses that you may want to consider getting for your practice.

Business property coverage – It protects your acupuncture clinic or building’s physical structure in case you face certain covered losses, including damages from natural calamity and fire. You can also get covered in case your building is affected by structural damage – and even vandalism. Furthermore, the Small Business Administration says that your business property insurance can cover the contents of your office or clinic, which include items like computers, treatment tables, equipment, and more.

Business interruption coverage – This is another type of coverage those who are shopping for insurance for acupuncture businesses may want to consider getting. It helps replace your business income in case your clinic has to stop operation for a time resulting from a natural disaster or other unplanned, covered events. The coverage is computed based on your past profit documentation.

In case you become incapacitated, a business interruption coverage can also offer income replacement.

It is crucial to underscore that you have the option to evaluate this and other business insurance coverage on an annual basis.

Data compromise coverage – A type of coverage that is even more relevant these days where more and more businesses are going for digitization. Like any other type of business, an acupuncturist uses a computer’s digital storage to keep patient names and other information that one can categorize as confidential – e.g. health records, financial information, and contact details. If it happens, for some reason, your patients’ data are compromised, you can have some insurance protection. Data compromise coverage for acupuncture businesses may help you pay for the expenses related to data recovery, patient notification, and providing credit-monitoring services.

Are you looking for a reputable company that offers different options on insurance for acupuncture businesses? Contact American Acupuncture Council today at (800) 838-0383.