The need for alternative treatments continues to rise, and with that comes an increase in the number of individuals who avail themselves of acupuncture care. The procedure focuses on relieving pain and discomfort by stimulating specific points on the body with thin needles. With this trend, it is not surprising there is also a growing demand for acupuncture liability insurance as practitioners understand its value – to protect their practice and reputation.
Benefits
Some benefits of buying acupuncture liability insurance:
- Protection from malpractice claims – even when there is no error committed on your part, your profession is still vulnerable to patients who claim malpractice because of, for instance, improper needle insertion, failure to sterilize needles, and ignoring contraindications. With insurance, acupuncturists can have protection to cover particularly legal expenses if the malpractice claims reach a court battle.
- Protection versus injuries-at-the-clinic claims – acupuncturists get coverage under the premises liability insurance (also known as workplace liability insurance). If patients, for instance, fall from the clinic table because of negligence on their part (and despite your warning or precautionary measures), they might still file a complaint claiming liability on your part. With acupuncture liability insurance, you can rest assured you have the protection for your practice.
- Protection from property damage – another advantage of buying acupuncture liability insurance is that it can cover the effects of natural disasters. You can address issues in your fixtures, fittings, equipment, and potential losses due to theft, fire, or flood.
How to choose an acupuncture liability policy
Here are some tips:
- Request quotes from several acupuncture insurance providers
- Be specific with your insurance needs so that insurance providers can offer one custom-designed for your practice.
- Read reviews from legitimate sources.
- Make sure you research to learn more about your prospective insurance providers.
- Avoid too good to be true promises.
—
Are you looking for a reputable provider of acupuncture liability insurance? Look no further than the American Acupuncture Council. Contact us at (800) 838-0383 for more inquiries.