Category Archives: Acupuncturist Insurance

Acupuncturist Insurance Provider – Finding The Most Qualified One In Your Area


acupuncturist insurance

If you are an acupuncturist running your clinic, you understand the importance of getting your business insured. It will protect both your company and your professional reputation in the event an issue arises. For instance, when a natural calamity strikes, causing significant damage to your facility, you can rest assured of protection. Financial assistance to cover the cost of the damage is one benefit of insurance.

Another scenario that you could face as an acupuncturist is when a client files a malpractice case, which can be emotionally and financially stressful on your part. Acupuncturist insurance can help cover the cost associated with the legal proceeding. Such financial coverage can take the burden off your shoulder.

Therefore, given its value, you must choose the most qualified acupuncturist insurance provider available in the market today. Or else, you might just be paying for something that does not deliver results.

Here are some tips to consider when looking for a highly qualified insurance provider:

Ask recommendations from your inner circle. Inner circle means individuals you trust the most – your family, relatives, colleagues, other acupuncturists who are close to you. They can give honest recommendations, and they may even help you in your quest for the best provider in the market.

Do your research. Searching for the best provider should not be that difficult, especially with today’s internet era. You can find almost everything online. Take time to read reviews/feedback, which should give you insights into the reputation of your prospects.

Compare prospects using the same set of criteria. Put your prospective companies side by side and compare them using the same set of qualifications. The length of time in service, insurance package inclusion, prices, license, among others, are some of the things to consider to ensure that you level the playing field. Doing this allows you to select the most qualified from the list.

Prepare your questions and call each of the remaining prospects. After a thorough evaluation, you should now have trimmed the list down to a handful of prospective companies. Prepare your clarificatory questions regarding their acupuncturist insurance products. Call each of them to do your final evaluation.

Online looking for a reputable acupuncturist insurance provider? You can never go wrong with American Acupuncture Council. Call us today at (800) 838-0383.

Insurance for Acupuncturists


insurance for acupuncturists

Getting insurance for acupuncturists is crucial to running an acupuncture clinic. With a higher level of vulnerability from lawsuits, getting some protection is a sound idea that every acupuncturist should consider incorporating into their overall business strategy.

There are plenty of companies offering insurance for acupuncturists. However, not all of them can give you the best protection for your business. So, you have to be extra careful and discerning so that what you get is the one that you deserve.

Here are some tips when looking for insurance for acupuncturists:

  • Financial strength – examine the insurance company’s financial strengths; this is to ensure that you do not have any problem in the event you need to file a claim;
  • Coverage – an acupuncturist must choose a company that provides appropriate coverage for professional and business protection;
  • Price – how much does it cost versus the package offer? The number might not tell the whole story; you have to know what particular items are in a package.
  • Feedback from clients – if an acupuncture insurance company is reputable, the people surrounding them will tell you so. Hear some feedback from their existing clients as this can give you insights into the company’s image as an insurance provider.

What to look for in insurance for acupuncturists?

Note that each acupuncture business is unique and so are their insurance needs. However, you should see to it that their offer includes the following:

  • Professional liability insurance – even experienced, professional acupuncturists are at risk of a possible malpractice suit. Professional liability insurance can give you the protection you need. It provides coverage for your professional reputation and your business.
  • Premises Liability – commonly called slip or trip and fall insurance. This endorsement covers the potential risks of a guest on the premises alleging damage to their personal property or injury in the clinic area, such as slipping from a wet spot on the floor, tripping on a frayed rug, or fainting and falling off the treatment table.
  • Business personal property (BPP) – can cover the named insured for lost, stolen, or damaged business properties. A treatment table, furniture – or any other business property that is not a permanent fixture of the building structure – can be covered by this insurance policy.

Online looking for insurance for acupuncturists? Contact us today at (800) 838-0383.

Acupuncturist Liability Insurance – 3 Important Questions (and Their Answers)


acupuncturist liability insurance

Here is the thing about running a business: It carries several risks. An acupuncture business is not an exception to this basic fact.

As an acupuncturist running your clinic, you are familiar with ways a patient’s health can get out of whack. But as a business owner, the idea that your clinic is vulnerable, too, might not have crossed your mind yet. In this post, we are answering some crucial questions regarding acupuncturist liability insurance.

Why do I need acupuncturist insurance?

Two main reasons:

  • Because all businesses carry risks – from natural disasters, fire, burglary, damage to equipment, which can happen without warning
  • Because your business involves treating lives – no matter how expert in this field you are, mistakes can still happen, and they can cause injuries to varying degrees, even death

Indeed, no matter how small your acupuncture business is, you should protect it, and an acupuncturist liability insurance gives just that. With this, you can sleep well at night, knowing that your professional reputation and business are both protected.

What does acupuncture insurance cover?

  • Reputable acupuncture insurance can provide various types of coverage, including:
    General liability – covers issues like an accident inside your facility that causes injuries
  • Business and property – for business risks like fire, typhoon, theft
  • Professional liability coverage – takes care of damages like those awarded in a lawsuit

How much does it cost to buy acupuncture insurance?

Acupuncture insurance premiums vary from one provider to another. But as a general idea, you can expect to pay a couple of thousands per year for a small practice, and it gets higher if you have several clinics catering to more acupuncturists and patients. Please note that, for you to get better deals, take the time to shop around and compare different insurance companies.

Online looking for a reputable company that offers acupuncturist liability insurance? Contact American Acupuncture Council today at (800) 838-0383.

Acupuncturist Business Insurance – 3 Practical Benefits


acupuncturist business insurance

All businesses have a fair share of risk exposure. However, when it comes to companies belonging to the alternative medicine industry, such as acupuncture clinics, the risk is doubled. Why? Because acupuncturists tend to get complaints from patients arising from various issues – like malpractice.

As a licensed acupuncturist in practice, you should put a level of protection in place, safeguarding your business and professional reputation. An acupuncturist business insurance can deliver just that.

Here are three benefits of buying insurance for your acupuncture business:

When a patient claims that your treatment program isn’t effective

What if, after several therapy sessions, your client suddenly stops seeing you for the remaining appointments. A message then follows, asking for a refund for a treatment that did not work. Of course, that claim can be tricky and could end up in a court battle. Such a scenario can cause financial strain on your business because of the associated legal fees. However, when you have liability insurance that covers litigation and restitution fees, you should be okay.

Damaged equipment inside your clinic needing repair

Your acupuncture equipment isn’t immune to dilapidation brought about by natural wear and tear. When used every day, they will eventually break down and need some repair or even replacement. An acupuncture treatment table, for example, can cost between USD 300 and USD 2000 to replace. In multiples, these prices could translate to several thousands of money. However, when you have acupuncturist business insurance that specifically covers the equipment from damage, that could help maintain a healthy balance sheet for your business.

Cybercriminal attack your computer system

When a cybercriminal breaks into your system, stealing crucial business information, that could be a heavy burden for you to carry. It is not only about compromising your business information but your clients’ as well. Stolen social security numbers, birthdays, medical records, and more are matters needing serious attention. Your acupuncture business insurance – with cyber protection provisions – can take care of this issue.

Online looking for a reputable acupuncturist business insurance? Contact us today at (800) 838-0383.

Why Request Acupuncture Business Insurance Quotes


acupuncture business insurance

Every business needs some protection that can guarantee coverage in case of challenges affecting the operation and employees’ welfare. One example is insurance coverage. It provides some cushion that can help a business manage the impact arising from issues like legal complaints or even natural disasters.

If you are running an acupuncture business, acupuncture business insurance is necessary to ensure that you get the needed protection in case a client files a malpractice lawsuit. It can help address your financial needs associated with the legal proceeding while you also work to protect your professional reputation. However, it is worth recognizing the fact that not all insurance providers are equally qualified to give you the best deals; some are way better than others. So, you have to be extra careful with your choice.

Several strategies can help you find the best insurance packages in the market today, and one of these is requesting an acupuncture business insurance quote from different insurers.

Here are some compelling reasons why it is necessary:

It allows you to compare acupuncture insurance packages from different providers, thereby providing you great insights about which among your prospects is offering the most favorable package.

An acupuncture business insurance quote also allows you to examine the package inclusions and how you can customize them to tailor to your unique protection needs. For instance, along with professional liability insurance, you may also include workers’ compensation insurance and cyber liability insurance to the package.

Quotes also help you figure out whether or not the cost of a particular policy is better (or worse) than the other acupuncture insurance products available. And since it gives you enough information on the price from different providers, you can use this information to negotiate for better deals (Can you give me ‘as much as this’ because the other company is offering this?)

Asking for acupuncture business insurance quotes also opens up for better options. The insurers themselves can offer which one is the best option for your unique needs – options that you might have not considered before that.

Online looking for the best acupuncture business insurance deals? Request a quote today from American Acupuncture Council.

Call us today at (800) 838-0383.

Insurance For Acupuncturists – Choosing From The List Prospects


insurance for acupuncturists

Getting insurance for your acupuncture business is vital for your company to continue to thrive. It protects your financial as well as professional reputation, knowing that there’s an entity that can take care of the expenses should there be a lawsuit filed against you claiming malpractice.

Given the importance of insurance for acupuncturists, it makes sense to find an insurance provider that can give you the best coverage possible in the market today. To help you with that, here’s a guide that can increase your chances of finding one that suits your needs.

  1. Browse through online local listing sites to build your list of qualified acupuncture insurance providers – Google is an excellent place to jumpstart your search. You can also search through online directories for acupuncture insurance listings.
  2. Once you have come up with a list of prospective insurance providers, the next thing to do is to trim the list down to the most qualified ones – using your own set of criteria based on your unique needs. The trimmed list should have, perhaps, five candidates, at most.
  3. Now, it is time to scrutinize your top five prospect insurance providers by digging deeper into their business profiles. In doing that, consider asking these questions: how long have they been in the business of providing insurance for acupuncture businesses? Are they getting good (if not excellent) reviews from their customers? Do they even have secured the necessary permit to offer insurance products in the area?
  4. It’s time to request for quotes – Supposing all of your prospects pass your background check, the next thing to do is to ask about their acupuncture insurance package and the corresponding charges; make sure you understand every detail in the quotations.
  5. After doing #4, you should now be in the best position to make a smart insurance decision.

Online looking for a reputable company that offers insurance for acupuncturists? Contact American Acupuncture Council today.

Call us at (800) 838-0383.