Category Archives: Acupuncturist Insurance

Acupuncturist Liability Insurance – 3 Important Questions (and Their Answers)


acupuncturist liability insurance

Here is the thing about running a business: It carries several risks. An acupuncture business is not an exception to this basic fact.

As an acupuncturist running your clinic, you are familiar with ways a patient’s health can get out of whack. But as a business owner, the idea that your clinic is vulnerable, too, might not have crossed your mind yet. In this post, we are answering some crucial questions regarding acupuncturist liability insurance.

Why do I need acupuncturist insurance?

Two main reasons:

  • Because all businesses carry risks – from natural disasters, fire, burglary, damage to equipment, which can happen without warning
  • Because your business involves treating lives – no matter how expert in this field you are, mistakes can still happen, and they can cause injuries to varying degrees, even death

Indeed, no matter how small your acupuncture business is, you should protect it, and an acupuncturist liability insurance gives just that. With this, you can sleep well at night, knowing that your professional reputation and business are both protected.

What does acupuncture insurance cover?

  • Reputable acupuncture insurance can provide various types of coverage, including:
    General liability – covers issues like an accident inside your facility that causes injuries
  • Business and property – for business risks like fire, typhoon, theft
  • Professional liability coverage – takes care of damages like those awarded in a lawsuit

How much does it cost to buy acupuncture insurance?

Acupuncture insurance premiums vary from one provider to another. But as a general idea, you can expect to pay a couple of thousands per year for a small practice, and it gets higher if you have several clinics catering to more acupuncturists and patients. Please note that, for you to get better deals, take the time to shop around and compare different insurance companies.

Online looking for a reputable company that offers acupuncturist liability insurance? Contact American Acupuncture Council today at (800) 838-0383.

Acupuncturist Business Insurance – 3 Practical Benefits


acupuncturist business insurance

All businesses have a fair share of risk exposure. However, when it comes to companies belonging to the alternative medicine industry, such as acupuncture clinics, the risk is doubled. Why? Because acupuncturists tend to get complaints from patients arising from various issues – like malpractice.

As a licensed acupuncturist in practice, you should put a level of protection in place, safeguarding your business and professional reputation. An acupuncturist business insurance can deliver just that.

Here are three benefits of buying insurance for your acupuncture business:

When a patient claims that your treatment program isn’t effective

What if, after several therapy sessions, your client suddenly stops seeing you for the remaining appointments. A message then follows, asking for a refund for a treatment that did not work. Of course, that claim can be tricky and could end up in a court battle. Such a scenario can cause financial strain on your business because of the associated legal fees. However, when you have liability insurance that covers litigation and restitution fees, you should be okay.

Damaged equipment inside your clinic needing repair

Your acupuncture equipment isn’t immune to dilapidation brought about by natural wear and tear. When used every day, they will eventually break down and need some repair or even replacement. An acupuncture treatment table, for example, can cost between USD 300 and USD 2000 to replace. In multiples, these prices could translate to several thousands of money. However, when you have acupuncturist business insurance that specifically covers the equipment from damage, that could help maintain a healthy balance sheet for your business.

Cybercriminal attack your computer system

When a cybercriminal breaks into your system, stealing crucial business information, that could be a heavy burden for you to carry. It is not only about compromising your business information but your clients’ as well. Stolen social security numbers, birthdays, medical records, and more are matters needing serious attention. Your acupuncture business insurance – with cyber protection provisions – can take care of this issue.

Online looking for a reputable acupuncturist business insurance? Contact us today at (800) 838-0383.

Why Request Acupuncture Business Insurance Quotes


acupuncture business insurance

Every business needs some protection that can guarantee coverage in case of challenges affecting the operation and employees’ welfare. One example is insurance coverage. It provides some cushion that can help a business manage the impact arising from issues like legal complaints or even natural disasters.

If you are running an acupuncture business, acupuncture business insurance is necessary to ensure that you get the needed protection in case a client files a malpractice lawsuit. It can help address your financial needs associated with the legal proceeding while you also work to protect your professional reputation. However, it is worth recognizing the fact that not all insurance providers are equally qualified to give you the best deals; some are way better than others. So, you have to be extra careful with your choice.

Several strategies can help you find the best insurance packages in the market today, and one of these is requesting an acupuncture business insurance quote from different insurers.

Here are some compelling reasons why it is necessary:

It allows you to compare acupuncture insurance packages from different providers, thereby providing you great insights about which among your prospects is offering the most favorable package.

An acupuncture business insurance quote also allows you to examine the package inclusions and how you can customize them to tailor to your unique protection needs. For instance, along with professional liability insurance, you may also include workers’ compensation insurance and cyber liability insurance to the package.

Quotes also help you figure out whether or not the cost of a particular policy is better (or worse) than the other acupuncture insurance products available. And since it gives you enough information on the price from different providers, you can use this information to negotiate for better deals (Can you give me ‘as much as this’ because the other company is offering this?)

Asking for acupuncture business insurance quotes also opens up for better options. The insurers themselves can offer which one is the best option for your unique needs – options that you might have not considered before that.

Online looking for the best acupuncture business insurance deals? Request a quote today from American Acupuncture Council.

Call us today at (800) 838-0383.

Insurance For Acupuncturists – Choosing From The List Prospects


insurance for acupuncturists

Getting insurance for your acupuncture business is vital for your company to continue to thrive. It protects your financial as well as professional reputation, knowing that there’s an entity that can take care of the expenses should there be a lawsuit filed against you claiming malpractice.

Given the importance of insurance for acupuncturists, it makes sense to find an insurance provider that can give you the best coverage possible in the market today. To help you with that, here’s a guide that can increase your chances of finding one that suits your needs.

  1. Browse through online local listing sites to build your list of qualified acupuncture insurance providers – Google is an excellent place to jumpstart your search. You can also search through online directories for acupuncture insurance listings.
  2. Once you have come up with a list of prospective insurance providers, the next thing to do is to trim the list down to the most qualified ones – using your own set of criteria based on your unique needs. The trimmed list should have, perhaps, five candidates, at most.
  3. Now, it is time to scrutinize your top five prospect insurance providers by digging deeper into their business profiles. In doing that, consider asking these questions: how long have they been in the business of providing insurance for acupuncture businesses? Are they getting good (if not excellent) reviews from their customers? Do they even have secured the necessary permit to offer insurance products in the area?
  4. It’s time to request for quotes – Supposing all of your prospects pass your background check, the next thing to do is to ask about their acupuncture insurance package and the corresponding charges; make sure you understand every detail in the quotations.
  5. After doing #4, you should now be in the best position to make a smart insurance decision.

Online looking for a reputable company that offers insurance for acupuncturists? Contact American Acupuncture Council today.

Call us at (800) 838-0383.

Insurance For Acupuncture Businesses – More Than General Liability Insurance


When we talk about insurance for acupuncture businesses, we often associate it with general liability insurance – an insurance that protects you and your business from “general” claims covering issues like bodily injuries. However, there are other types of coverage for acupuncture businesses that many are still not aware of.

In this post, we are going to tackle some other types of insurance for acupuncture businesses that you may want to consider getting for your practice.

Business property coverage – It protects your acupuncture clinic or building’s physical structure in case you face certain covered losses, including damages from natural calamity and fire. You can also get covered in case your building is affected by structural damage – and even vandalism. Furthermore, the Small Business Administration says that your business property insurance can cover the contents of your office or clinic, which include items like computers, treatment tables, equipment, and more.

Business interruption coverage – This is another type of coverage those who are shopping for insurance for acupuncture businesses may want to consider getting. It helps replace your business income in case your clinic has to stop operation for a time resulting from a natural disaster or other unplanned, covered events. The coverage is computed based on your past profit documentation.

In case you become incapacitated, a business interruption coverage can also offer income replacement.

It is crucial to underscore that you have the option to evaluate this and other business insurance coverage on an annual basis.

Data compromise coverage – A type of coverage that is even more relevant these days where more and more businesses are going for digitization. Like any other type of business, an acupuncturist uses a computer’s digital storage to keep patient names and other information that one can categorize as confidential – e.g. health records, financial information, and contact details. If it happens, for some reason, your patients’ data are compromised, you can have some insurance protection. Data compromise coverage for acupuncture businesses may help you pay for the expenses related to data recovery, patient notification, and providing credit-monitoring services.

Are you looking for a reputable company that offers different options on insurance for acupuncture businesses? Contact American Acupuncture Council today at (800) 838-0383.

Here’s How Acupuncture Workers’ Comp Insurance Can Take Care Of Your Employees (And Your Business)


As an acupuncturist running a clinic, you are aware that your business can be vulnerable not just to possible lawsuits from clients, but also to a worker’s compensation in case of injury or even death in the line of duty. Both can have a drastic impact on your finances and cripple your business to the ground. That is why having acupuncture workers’ comp insurance is vital to keeping your business thrive and your professional reputation intact.

Here are some ways acupuncture workers’ comp insurance can take care of your staff (and your business) in case they figure in a work-related accident.

  • Hospital services for the affected employee, including any necessary medical and surgical care and procedure
  • Orthopedic devices, if prescribed by the doctor
  • Hearing devices
  • Nursing care

It is imperative to underscore that under acupuncture workers’ comp benefits, your affected employee may continue to receive medical care until the care is no longer needed, as long as it is related to the initial workplace injury.

Also, an insurance provider may deny a claim due to a variety of reasons. Thus, both the acupuncturist and the employee must be aware of the common reasons for denial, which include the following:

  • When you miss the deadline of filing for workers’ compensation claim (Both the employer and employee should be aware of the deadline of filing)
  • When there’s a failure to send a notification to the employer about the injury (as an employer, you must also keep track of your employee’s condition)
  • When an injured employee is under the influence of alcohol, drugs
  • When the insurance does not qualify the medical condition for coverage (there are certain types of conditions that insurance may not cover such as a simple back strain or repetitive motion injuries)
  • When an employee is no longer part of the company (An employee needs to ensure that he is still part of the company during the filing of the claim; an insurance company needs to ensure that if the employee has been away for so long for his recovery, he still has a job when he is back ready for work)
  • When the employee isn’t hurt on the job (when the injury isn’t acquired during hours)

Are you looking for a reputable company that provides acupuncture workers’ comp insurance? Contact American Acupuncture Council (AAC) today at (800) 838-0383.