Category Archives: Acupuncturist Insurance

Jumpstart The New Year With Acupuncturist Business Insurance


2021 is about to close, and we will welcome a new year a couple of weeks from now. It symbolizes a new beginning. It is a metaphor for change – for the better.

As you think of the year ahead as a person running an acupuncture clinic, you probably have asked yourself how you can jumpstart the year for your business. How about you include getting acupuncturist business insurance in your list?

There are compelling reasons why you should buy insurance for your acupuncture business, and some of these are the following:

  • Custom protection for your business – acupuncture business insurance protects you from liabilities arising from different circumstances. For instance, a patient files a lawsuit complaining about malpractice or negligence. Acupuncture insurance can cover the financial obligations while dealing with the case.
  • Employees’ protection – you also have the option to tailor your insurance in a way that covers your staff. In case of hospitalization, insurance can shoulder the medical bill. It can also provide the needed compensation for the days your affected employee.
  • Coverage for professional reputation – your acupuncturist business insurance can take care of any legal complaint lodged against you. You can rest assured knowing that it can protect your business and professional reputation as well. For instance, license revocation is highly unlikely.

Now, let’s go to the most crucial question: How do you find a trusted provider of acupuncturist business insurance? Several criteria go into the process of hiring a highly qualified one. Consider the following:

  • Consider a company having a physical office or business address because that validates the legitimacy of their business. It also allows you to have easy access to them should you want to meet them face to face.
  • The feedback/reviews received – how has the acupuncturist business insurance performed in the past based on clients’ feedback (one question to ask: are there more positive reviews than negative ones?)
  • And lastly, you have to know whether or not the insurance provider has obtained the necessary licenses, permits because that signifies they passed the standards imposed by regulating bodies.

Online looking for a reputable acupuncturist business insurance company? Contact the American Acupuncture Council today at (800) 838-0383.

Some Instances Where Insurance For Acupuncture Businesses Is Helpful


Are you new to the industry and curious about whether or not insurance for acupuncture businesses is helpful? In this post, we will discuss some specific cases that prove buying one is a must.

A patient files a case, claiming malpractice.

A couple of months into the acupuncture treatment completion, a patient of yours suddenly claims that your procedure is not working. On the contrary, he signifies that it makes the condition worse. Of course, this is highly debatable. Such a scenario leaves you with a few options to address the concern. One, convince the client to stay and show the areas that improved. Two, refuse to refund. Three, grant the refund.

If negotiations fail to settle scenarios like mentioned above, and your client chooses to abandon the treatment and files a case in court for malpractice instead, insurance for acupuncture businesses (liability insurance) comes into play. It will help ensure that you and your business will be okay during the entire duration of a legal battle, having your financial needs covered.

The equipment in your clinic needs repair or replacement.

Equipment is not damage-proof. It will succumb to natural wear and tear. With daily use, it will eventually break down, and repair or replacement is imminent. Plus, damage from a natural calamity can potentially make its lifespan even shorter. For instance, an acupuncture table can cost from USD 300 to USD 2,400 to replace. That is quite a price tag. The good news is, acupuncture insurance can cover that. A small business property insurance will pay for the replacement or repair, saving your bank account from bleeding out.

A patient accidentally slips and stumbles upon entering your clinic, obtaining injuries.

Such an unfortunate case can be a result of negligence on the part of the patient. However, the chances that the patient will pursue a legal complaint are still high. That is because the incident happens inside your facility. Like other similar cases, you are technically responsible for paying for the medical fees. But with acupuncture insurance, you should be okay, knowing that your business and your professional reputation are covered.

Online looking for the best insurance for acupuncture businesses? Contact American Acupuncture Council today at (800) 838-0383.

Aim For The Best Acupuncture Business Insurance Package


Getting insurance is crucial for running a business. It provides the needed protection in case an untoward event happens while in operation. With that said, you must be careful when choosing one for your acupuncture business. Getting a great deal on acupuncture business insurance is one of the non-negotiable aspects of running a business.

It is a given fact that acupuncturists are vulnerable to lawsuits, which usually come from patients claiming malpractice. Without acupuncture business insurance, such a legal predicament can bleed even the personal savings of a sued acupuncturist.

When you get acupuncture business insurance from a reputable provider, you can rest well at night, knowing that there’s an entity that protects your business and professional reputation.

Finding an insurance provider

Now, here are some tips for finding the most qualified acupuncture insurance provider:

  • Ask for recommendations from reputable individuals or entities in the industry;
  • Find out how long has the insurance provider been in service;
  • Scrutinize their credentials;
  • Read reviews to know about what previous clients are saying about the acupuncture business insurance provider;
  • Go through their offers and compare them to products from other providers;
  • Find out what sort of awards or recognition they’ve got in the past that would validate the claim that they’re the best among the rest.

What to look for an acupuncture business insurance

Every business is unique. So, each acupuncture business can have different insurance protection needs. However, an insurance provider can be a good candidate if they can offer the following:

  • A business owner policy, which covers property and liability exposures, protection from natural and human-triggered calamities;
  • Workers’ compensation insurance, which covers for medical care and rehabilitation of employees injured on the job or who contracts a work-related illness;
  • Malpractice insurance, which protects acupuncturists from the risks associated with this kind of specialized treatment;
  • Professional liability insurance, specifically designed to satisfy the insurance needs of a certified acupuncture practitioner and individual acupuncturist.

Online looking for a reputable company that offers acupuncture business insurance? Contact American Acupuncture Council today at (800) 838-0383.

Acupuncturist Insurance Provider – Finding The Most Qualified One In Your Area


acupuncturist insurance

If you are an acupuncturist running your clinic, you understand the importance of getting your business insured. It will protect both your company and your professional reputation in the event an issue arises. For instance, when a natural calamity strikes, causing significant damage to your facility, you can rest assured of protection. Financial assistance to cover the cost of the damage is one benefit of insurance.

Another scenario that you could face as an acupuncturist is when a client files a malpractice case, which can be emotionally and financially stressful on your part. Acupuncturist insurance can help cover the cost associated with the legal proceeding. Such financial coverage can take the burden off your shoulder.

Therefore, given its value, you must choose the most qualified acupuncturist insurance provider available in the market today. Or else, you might just be paying for something that does not deliver results.

Here are some tips to consider when looking for a highly qualified insurance provider:

Ask recommendations from your inner circle. Inner circle means individuals you trust the most – your family, relatives, colleagues, other acupuncturists who are close to you. They can give honest recommendations, and they may even help you in your quest for the best provider in the market.

Do your research. Searching for the best provider should not be that difficult, especially with today’s internet era. You can find almost everything online. Take time to read reviews/feedback, which should give you insights into the reputation of your prospects.

Compare prospects using the same set of criteria. Put your prospective companies side by side and compare them using the same set of qualifications. The length of time in service, insurance package inclusion, prices, license, among others, are some of the things to consider to ensure that you level the playing field. Doing this allows you to select the most qualified from the list.

Prepare your questions and call each of the remaining prospects. After a thorough evaluation, you should now have trimmed the list down to a handful of prospective companies. Prepare your clarificatory questions regarding their acupuncturist insurance products. Call each of them to do your final evaluation.

Online looking for a reputable acupuncturist insurance provider? You can never go wrong with American Acupuncture Council. Call us today at (800) 838-0383.

Insurance for Acupuncturists


insurance for acupuncturists

Getting insurance for acupuncturists is crucial to running an acupuncture clinic. With a higher level of vulnerability from lawsuits, getting some protection is a sound idea that every acupuncturist should consider incorporating into their overall business strategy.

There are plenty of companies offering insurance for acupuncturists. However, not all of them can give you the best protection for your business. So, you have to be extra careful and discerning so that what you get is the one that you deserve.

Here are some tips when looking for insurance for acupuncturists:

  • Financial strength – examine the insurance company’s financial strengths; this is to ensure that you do not have any problem in the event you need to file a claim;
  • Coverage – an acupuncturist must choose a company that provides appropriate coverage for professional and business protection;
  • Price – how much does it cost versus the package offer? The number might not tell the whole story; you have to know what particular items are in a package.
  • Feedback from clients – if an acupuncture insurance company is reputable, the people surrounding them will tell you so. Hear some feedback from their existing clients as this can give you insights into the company’s image as an insurance provider.

What to look for in insurance for acupuncturists?

Note that each acupuncture business is unique and so are their insurance needs. However, you should see to it that their offer includes the following:

  • Professional liability insurance – even experienced, professional acupuncturists are at risk of a possible malpractice suit. Professional liability insurance can give you the protection you need. It provides coverage for your professional reputation and your business.
  • Premises Liability – commonly called slip or trip and fall insurance. This endorsement covers the potential risks of a guest on the premises alleging damage to their personal property or injury in the clinic area, such as slipping from a wet spot on the floor, tripping on a frayed rug, or fainting and falling off the treatment table.
  • Business personal property (BPP) – can cover the named insured for lost, stolen, or damaged business properties. A treatment table, furniture – or any other business property that is not a permanent fixture of the building structure – can be covered by this insurance policy.

Online looking for insurance for acupuncturists? Contact us today at (800) 838-0383.

Acupuncturist Liability Insurance – 3 Important Questions (and Their Answers)


acupuncturist liability insurance

Here is the thing about running a business: It carries several risks. An acupuncture business is not an exception to this basic fact.

As an acupuncturist running your clinic, you are familiar with ways a patient’s health can get out of whack. But as a business owner, the idea that your clinic is vulnerable, too, might not have crossed your mind yet. In this post, we are answering some crucial questions regarding acupuncturist liability insurance.

Why do I need acupuncturist insurance?

Two main reasons:

  • Because all businesses carry risks – from natural disasters, fire, burglary, damage to equipment, which can happen without warning
  • Because your business involves treating lives – no matter how expert in this field you are, mistakes can still happen, and they can cause injuries to varying degrees, even death

Indeed, no matter how small your acupuncture business is, you should protect it, and an acupuncturist liability insurance gives just that. With this, you can sleep well at night, knowing that your professional reputation and business are both protected.

What does acupuncture insurance cover?

  • Reputable acupuncture insurance can provide various types of coverage, including:
    General liability – covers issues like an accident inside your facility that causes injuries
  • Business and property – for business risks like fire, typhoon, theft
  • Professional liability coverage – takes care of damages like those awarded in a lawsuit

How much does it cost to buy acupuncture insurance?

Acupuncture insurance premiums vary from one provider to another. But as a general idea, you can expect to pay a couple of thousands per year for a small practice, and it gets higher if you have several clinics catering to more acupuncturists and patients. Please note that, for you to get better deals, take the time to shop around and compare different insurance companies.

Online looking for a reputable company that offers acupuncturist liability insurance? Contact American Acupuncture Council today at (800) 838-0383.