Category Archives: Blog

Acupuncture Business Insurance Quote – Information Should be Accurate, Complete


In this post, we will talk about why you should provide accurate and complete information when you request for an acupuncture business insurance quote.

Every element (every detail being asked) found in the form is put there for an intended purpose – to better serve you. The more accurate and complete are your details, the better service you can get from an insurance provider.

Now let’s go through it in details – some specific information asked when filling out a form (and why you are required to provide such information)

Full Name – Acupuncture business insurance companies ask your complete name (instead of business name) so that you can have a more personalized service. It is also a way of separating the information you give from spam and unscrupulous requests. Quotation requests that are more personalized go directly to inbox; they are seldom overlooked.

Contact information (email, phone number) – Some are hesitant to give their contact information, mindful about privacy. But no worries, you information is safe with insurance providers. You are asked to provide your contact information so that insurance providers, through their representatives, can contact you easily when doing some follow-ups. Again, want a better service? Make sure you provide your insurance provider an easier way to contact you.

Zip code where you practice, the date of first licensure – Why this is needed? Remember that your policy should be tailored specifically to the location of your business. Insurance providers want to make sure that your policy does not get entangled with the existing state laws. Each state has specific rules and regulations for acupuncture business; your location should be clearly stated in your quote so that the insurance provider can give you more custom-designed quotations.

Limits of liability – You will also be asked to specify the limit of liability amount. This is so that you will be provided with the most ideal package / coverage commensurate to what you and your practice needs.

Again, the core goal of acupuncture business insurance providers is to give you nothing but the best protection you can have from possible complaints that one of your patients may file against you during the course of your practice. Make sure you are well-protected and it all starts with giving insurance providers your correct and complete information.

Send your acupuncture business insurance quote requests today.

Call us at (800) 838-0383 for more inquiries.

Acupuncturist Workers Compensation Insurance


Employers in all states in the US, with the exception of New Jersey and Texas, are required by law to have workers compensation insurance. It is aimed to provide coverage for employees who suffer a work-related illness or injury. This includes those who are working in the acupuncture industry.

If you are running an acupuncture business, acupuncturist workers compensation insurance is one important item that should be included in your to-do list; you should work on it with due diligence. Your goal is to find a reputable insurance provider that delivers the most comprehensive coverage for your employees at reasonable prices.

What can a worker compensation insurance do for your acupuncture business:

  • It pays for the medical care and rehabilitation for employees who are injured in the line of duty or contract a work-related illness.
  • It covers a portion of an employee’s salary, disability benefits and death benefits for the dependents, in case the former gets killed or disabled after a work-related accident.
  • It provides coverage for all of the employees of a business except independent contractors (and special provisions must be made if employees work out-of-state).

How to find the right insurer for workers’ compensation insurance

Not all acupuncturist workers compensation insurance service providers are created equal. Some are just way better than the others when it comes to delivering services and coverage. With that said, it makes sense that you are careful with your decision so your hard-earned money will not be wasted.

Here are some tips to finding the right insurance provider:

  • Length of service in the industry. Has your prospect been in business for years? Several decades, perhaps? Why is it important to ask this question? Primarily because the length of service means industry experience. With long years of experience comes a more refined service process.
  • Reviews and feedback. It is essential to know what other acupuncturists are saying about the service of a particular insurance provider. When the negative feedback is overwhelming, then you have a valid reason to walk away and find a new prospect.
  • Product inclusions. Many times, a seller comes to you flaunting their insurance product, but you have to be vigilant and carefully scrutinize their offer. You must examine the terms and conditions in details – line by line – so you can find out whether what you are dealing with is worth it or not.

Looking for the best deals on acupuncturist workers compensation insurance? Contact American Acupuncture Council today at (800) 838-0383.

Start The New Year Off Right with Acupuncture Business Insurance


Here’s an important truth: Whether you are just starting to run an acupuncture clinic or you have been in this industry for quite some time, consider your business at risk from lawsuits filed by patients (most especially if you are in the US). With that said, it is imperative that you put some level of protection for your name and your brand. Consider getting an acupuncture business insurance.

Here are some important reasons to get an acupuncture business insurance:

Any acupuncturist can be a target of a lawsuit. In a sector that is getting more and more popular like the acupuncture industry, you can expect that a lawsuit or two will be filed against you. This could be coming from your client or from a competing business community like the medical sector, more specifically, those who are advocating against alternative treatments. However, you do not need to face such an issue alone; you can get an acupuncture insurance policy that will make you well-represented.

Accidents do happen from time to time. It does not make sense to think that accidents will “never happen to my clinic” and thus a malpractice insurance policy is not needed. The truth of the matter is, each year, more and more acupuncturists face legal battles (i.e. cases brought to court) because of malpractice claims made by their patients. Some of these cases are legitimate. Note that making mistakes over the course of your practice is statistically probable most especially if you work long hours or attending many clients. To avoid having to deal with legal issues with difficulties, it is makes sense to get an acupuncture insurance coverage.

You are kept updated with the latest in the industry. Here’s another good thing about getting an acupuncture insurance policy: aside from the coverage protection itself, insurance providers also give important updates on what are the latest in the industry. This will give you a good grasp about the current trend and steer your practice accordingly for better business performance.

Looking for a more comprehensive, reliable acupuncture business insurance? Get it from one of the most trusted in the industry – American Acupuncture Council.

Call us today at (800) 838-0383.

Affordable Acupuncture Malpractice Insurance – The Importance of Quotations


If you are planning to establish your own acupuncture clinic, chances are that you are going to purchase a liability insurance to protect your reputation and your business in case there will be complaints from clients lodged against you. Should there be a legal challenge arising, you can be confident that you will be okay, knowing that you are being protected by an acupuncture malpractice insurance policy.

When shopping around for an insurance protection, one thing you need to do is to request for quotations from different prospective insurance providers. It is key to finding not just the most affordable in town but also the one that has the best package inclusions.

Here’s why quotations can effectively help you in search for an affordable acupuncture malpractice insurance:

Makes easy comparison of liability insurance deals. There are quite a number of malpractice liability insurance providers around and it can be a pretty challenging task in your part to check out each of their company profiles to learn more about their business. Requesting for a quote through their websites hastens such process. It makes an easy comparison of their products. Many companies today just send their detailed quotations through email. It is practical and efficient.

Gives protection tailored to your needs. Reputable acupuncture malpractice liability insurance companies provide more detailed forms to fill up so that you can have a quotation that is more specific to unique case. Aside from the basic business information, quote allows you to specify data like the limits of liability, zip codes or location of your practice, date of first licensure, among others. As a result, you can have the best option available for liability protection.

Provides detailed and transparent charges. Requesting for a detailed quotation also allows you to know upfront the likely premium you are going to pay and if there are other charges apart from that. This can give you an assurance that your prospective insurance providers are indeed transparent in imposing fees.

For affordable acupuncture liability malpractice insurance, contact the American Acupuncture Council today at (800) 838-0383.

Tips on How to Find an Affordable Acupuncture Malpractice Liability Insurance


In the age of internet technology wherein a bunch of resources is just right at your fingertips, readily available for your perusal, it can still be a daunting task to find an affordable acupuncture malpractice liability insurance. That is because you tend to experience an information overload with online resources. Of course, you want to get the best value of your money so it is just understandable that you be extra careful.

So, the question now is how do you choose?

Implement a collect and select strategy. This means that you are going to do some research and then make note of those you think are highly qualified. Check out those who are giving an affordable acupuncture malpractice liability insurance. Once you have your list, narrow it down to the most qualified insurance providers using your set standard criteria.

Consider the industry experience. Of course those who have been in business for quite some time means that they have weathered the ups and downs of the market and their experience, expectedly, has polished their service and their processes in dealing with their clients. Therefore, consider those insurance providers that have long years of experience as most likely, they know what’s the best for their clients.

Prices should be part of the equation. You choose not just the quality of service and package inclusions. You have to consider the prices as well. If the price just doesn’t make sense, you have a compelling reason to consider other options. It is helpful to do some price comparison and that should not be difficult, given the readily accessible information these days.

Consider the recommendations from reputable organizations. Periodically, there are institutions that review and rank insurance providers and publish them in their periodic journals. Companies that give rating such as the Better Business Bureau are also worth-checking for recommendations. Looking for an affordable acupuncture malpractice liability insurance? Contact American Acupuncture Council today.

Call us at (800) 838-0383

The Biological Plausibility of Acupuncture

(and how it relates to acupuncture malpractice liability insurance)

Acupuncture – an alternative therapy that involves needle insertions into targeted areas of the body – has been making great strides in the medical landscape despite the fact that there are still a lot of people who find it a relatively controversial subject. Why is acupuncture gaining more and more popularity in the medical field and what are the implications of this trend to acupuncture professionals in their practice? Let us see it and find the answer in the perspective of biochemistry.

The biological plausibility of acupuncture

In the recent live event by Mel Hopper Koppelman (executive director of Evidence Based
Acupuncture) for American Acupuncture Council, we have learned a number of important facts about acupuncture based on recent several scientific studies, which prove its biological plausibility.

Here are some facts you need to know:

  • Acupuncture needling triggers release of Adenosine(a chemical that is present in all human cells)
  • Adenosine binds to nerve receptor that sends the signal to the spinal cord and brain
  • In the brain, this regulates functions like digestion, cardiovascular conditions, etc
  • In the higher brain centers, this modulates pain
  • ATP and adenosine start a cascade of biochemical events that affect all tissues and body systems

In other words, performing an acupuncture procedure allows the release of a chemical inside our body called Adenosine, which, when combined with other components to form a compound (AMP, ATP), can be used in treating several conditions, mainly to relieve pain.) This scientific findings remove doubts about the biological plausibility of acupuncture and explain how it can be clinically helpful for such a diverse range of clinical areas.

The implication to acupuncture malpractice liability insurance

These science-backed findings regarding acupuncture have been considered as one of the core factors why more and more individuals are patronizing this alternative treatment. Of course, this would raise some level of controversy from the other side of medical fence,. As a result, acupuncture professionals in their practice, can expect a possible rise in number of complaints, including those coming from the patients themselves. That said, it is imperative that every acupuncture practitioner gets an acupuncture malpractice liability insurance to shield them from possible legal woes – to protect their reputation and their practice.

To learn more about acupuncture malpractice liability insurance, contact the American Acupuncture Council today at (800) 838-0383.

Heads up! Some Exciting Updates on AAC Malpractice Insurance Policy


As a premier provider of acupuncture malpractice insurance policy, your American Acupuncture Council (ACC)is constantly improving its products and services to see to it that the company gives nothing but the best service you can find in the industry today.

True to our words, we have now more coverage built-in standard and we are excited to share with you in this post each and every detail of the added coverage in your policy. So, are you excited? Without further ado, here are the specifics of your more comprehensive policy.

Now you can have the the following benefits:

  • More modalities standard
  • Upgraded customer service
  • More support for you

In addition, we have added in the policy the following:

  • Premises liability – Also known as slip and fall coverage
  • Products liability – Provides coverage for products that are FDA approved, which are sold to your patients
  • Cyber liability – Aimed at providing protection in case of data breach in your office
  • Injection therapy coverage – This is included without additional cost

Apart from the above-mentioned added benefits, you will also receive defense cost outside the limits of your liability. If the cost, for instance, US $50,000 to defend you for malpractice claim, you still have your full limit of liability intact for settlement.

And, we should not forget to mention that we now have a true consent to settle built-in to our policy standard. This gives you more power, as the policyholder, to choose whether a claim is settled or we continue to fight on your behalf.

And here’s more…

Facial acupuncture coverage is now included with no additional costs (many of AAC acupuncturists are doing facial acupuncture, so we make it sure they are insured)

For injectable substances under your policy, you must have proper and state approved training and certification in order to do injection therapy. Remember, injection therapy cannot be utilized to treat a specific condition and you must follow clean needle techniques.

We also cover pregnancy and fertility (note that your care should be in coordination with the patient’s OB/GYN medical doctor. In addition to that, turning a breech baby including labor, is also covered in the policy

An additional profession under your current acupuncture malpractice insurance policy is also covered. For instance, if you are doing massage therapy apart from acupuncture, you can get that covered under your current policy for only $24.

The premier program

This features an even greater layer of protection. With premier program, general liability increased from your standard premises liability, your products liability, and cyber liability to $20,000 from $10,000 (doubled).

All of the covered proceeding will be increased from a $30,000 sub-limit to a 50,000 limit.

All of the specified items above under the premier program are added to the policy with only $125 additional cost per year.

Have more questions about our acupuncture malpractice coverage? Contact us today to learn more valuable information straight from the source.

Call us at (800) 838-0383

Acupuncturist Malpractice Insurance: Addressing Health Issues in children; Integration of Chinese Medicine to Western Medical Practice

In this post, we are sharing useful insights from a recent Live Event by Dr. Sam Collins of the American Acupuncture Council, with his guest, Dr. David Miller. Their discussion revolved specifically about addressing health issues in children of all ages and the things that acupuncturists can do in order gain more traction in the western medical practice.

Here’s the gist of that discussion:

Why communication is so important. Not all patients who come to your clinic are willing to undergo treatment if they are not familiar (if not fully aware) of the process and their benefits. However, with good communication skills, a practitioner can build reputation and patients begin to trust. It is imperative to send your message across to your patient and right communication is key – to develop a more personal relation with the patient, which makes them more open to new treatment even if the method veers away from conventions .

Why you should be familiar with state laws. Every state has its rules and regulations that are unique to them, which is why it is important that medical practitioners operating in a particular state should be familiar with laws in that area. This holds also true when it comes to acupuncture and the Chinese medicine in general. There are states that allow the integration of Chinese medicine into the western medical practice, but there are also states that impose steep regulations concerning this treatment approach. When you know the local laws, rules and regulations, the chances of your practice being hampered by possible conflict with the law become minimal.

Why go for an integrated, holistic approach in treating children. When making an assessment on children’s health (and eventually addressing the possible health issue), the approach should be holistic. They may complain about back pain, but you should also check the possible underlying issues. For instance, there might also a problem with digestive functions, respiratory issues (e.g. asthma), sleep issue, among others. Such approach is quite common in Chinese medicine, and as an acupuncturist, giving importance to this holistic approach yield positive result.

Why educating doctors about the Chinese medicine is helpful. The discussion also gave highlight on how important it is to educate doctors if you want to integrate acupuncture to western medicine. It put emphasis on the fact that some doctors has little to no knowledge about acupuncture; educating them opens a lot of opportunities, including the expansion of Chinese medicine to the western practice. And the plan of action to carry out process? You need to consider a number of things, including: sending a letter, giving them specific types of cases and their results, asking for a letter of consent (should their patients come to your clinic to seek alternative treatment).

Why establishing presence in the community is important for your practice. Again, the reason why there are still a lot of practitioners who are having a second thought to incorporate Chinese medicine to the western practice is simply the lack of awareness on its benefits. This is why an acupuncture practitioner should reach out to the community. This can help build trust and recognition as you will have an opportunity to introduce this approach to them – with proof of its effectiveness. You can do that using different techniques such as joining in state associations, volunteering, giving lectures – campaigning through grass roots education.

Here’s the link to the live event video: https://www.youtube.com/watch?v=eMF2PXNuXSY

And for your need of chiropractic malpractice insurance, contact ChiroSecure today at: (866) 802-4476