Category Archives: Liability Insurance

Things To Pay Attention To When Requesting An Acupuncture Liability Insurance Quote


Running a business that has a higher risk of getting legal complaints from patients (such as an acupuncture clinic) can make you more than anxious. That is true most especially when you do not get a liability insurance protection. To establish some layer of protection, getting your business covered is a great help. To realize that, it is imperative that you find a reputable insurance provider in town. And one of the tools that can help in finding the most qualified one is to ask for acupuncture liability insurance quote from prospective providers.

When asking for an acupuncture liability insurance quote, it is important that you examine the information very well; the success in finding the best insurance providers is heavily dependent on how keen you are in examining the details of the quotes requested.

So, here are some information that you should pay attention to when requesting quotes from prospects.

Coverage limits. Why you should pay attention to this? Coverage limits are the maximum amount of money an insurance company will shoulder for a covered loss. You have to clear things out with your provider about this – if it is enough to cover your business. It is important to note also that as the coverage limits go higher, premiums tend to go up as well. So, take note of this most especially when you compare coverage limits vs premiums from different service providers.

Coverage options. You have to know the coverage options available from your prospective providers. Knowing that will give you an opportunity to make your coverage more tailored to your acupuncture business. For instance, you have to know if you can add additional insured in your policy. Or, if there is an option whether or not other healthcare professions are covered, among others.

Other details. You should pay attention also to smallest but equally important details in your quotations, including the requirements. For instance, the coverage may be affected by whether or not you are currently insured, or you have had any claims or board issues, or the number of hours worked and patients seen per week, among others.

The best deal on insurance you can get for your business can be realized if you are diligent enough to examine every detail of the offer given to you by an insurance provider. It all starts by carefully scrutinizing each acupuncture liability insurance quote you received.

Looking for a reputable acupuncture liability insurance provider? Contact us today at (800) 838-0383.

Tips on How to Find an Affordable Acupuncture Malpractice Liability Insurance


In the age of internet technology wherein a bunch of resources is just right at your fingertips, readily available for your perusal, it can still be a daunting task to find an affordable acupuncture malpractice liability insurance. That is because you tend to experience an information overload with online resources. Of course, you want to get the best value of your money so it is just understandable that you be extra careful.

So, the question now is how do you choose?

Implement a collect and select strategy. This means that you are going to do some research and then make note of those you think are highly qualified. Check out those who are giving an affordable acupuncture malpractice liability insurance. Once you have your list, narrow it down to the most qualified insurance providers using your set standard criteria.

Consider the industry experience. Of course those who have been in business for quite some time means that they have weathered the ups and downs of the market and their experience, expectedly, has polished their service and their processes in dealing with their clients. Therefore, consider those insurance providers that have long years of experience as most likely, they know what’s the best for their clients.

Prices should be part of the equation. You choose not just the quality of service and package inclusions. You have to consider the prices as well. If the price just doesn’t make sense, you have a compelling reason to consider other options. It is helpful to do some price comparison and that should not be difficult, given the readily accessible information these days.

Consider the recommendations from reputable organizations. Periodically, there are institutions that review and rank insurance providers and publish them in their periodic journals. Companies that give rating such as the Better Business Bureau are also worth-checking for recommendations. Looking for an affordable acupuncture malpractice liability insurance? Contact American Acupuncture Council today.

Call us at (800) 838-0383

The Biological Plausibility of Acupuncture

(and how it relates to acupuncture malpractice liability insurance)

Acupuncture – an alternative therapy that involves needle insertions into targeted areas of the body – has been making great strides in the medical landscape despite the fact that there are still a lot of people who find it a relatively controversial subject. Why is acupuncture gaining more and more popularity in the medical field and what are the implications of this trend to acupuncture professionals in their practice? Let us see it and find the answer in the perspective of biochemistry.

The biological plausibility of acupuncture

In the recent live event by Mel Hopper Koppelman (executive director of Evidence Based
Acupuncture) for American Acupuncture Council, we have learned a number of important facts about acupuncture based on recent several scientific studies, which prove its biological plausibility.

Here are some facts you need to know:

  • Acupuncture needling triggers release of Adenosine(a chemical that is present in all human cells)
  • Adenosine binds to nerve receptor that sends the signal to the spinal cord and brain
  • In the brain, this regulates functions like digestion, cardiovascular conditions, etc
  • In the higher brain centers, this modulates pain
  • ATP and adenosine start a cascade of biochemical events that affect all tissues and body systems

In other words, performing an acupuncture procedure allows the release of a chemical inside our body called Adenosine, which, when combined with other components to form a compound (AMP, ATP), can be used in treating several conditions, mainly to relieve pain.) This scientific findings remove doubts about the biological plausibility of acupuncture and explain how it can be clinically helpful for such a diverse range of clinical areas.

The implication to acupuncture malpractice liability insurance

These science-backed findings regarding acupuncture have been considered as one of the core factors why more and more individuals are patronizing this alternative treatment. Of course, this would raise some level of controversy from the other side of medical fence,. As a result, acupuncture professionals in their practice, can expect a possible rise in number of complaints, including those coming from the patients themselves. That said, it is imperative that every acupuncture practitioner gets an acupuncture malpractice liability insurance to shield them from possible legal woes – to protect their reputation and their practice.

To learn more about acupuncture malpractice liability insurance, contact the American Acupuncture Council today at (800) 838-0383.