Category Archives: Liability Insurance

Consider These Things When Choosing Acupuncturist Liability Policy


Acupuncture businesses are considered more vulnerable to complaints than other types of businesses in the medical sector. That is because, as alternative medicine providers, they tend to face various issues surrounding their day-to-day operations. For instance, they are more prone to lawsuits arising from patients claiming malpractice.

Many acupuncturists see the value of getting some level of protection to keep their business afloat and their reputation intact. That is in the form of acupuncturist liability policy, which provides financial protection in case of a legal battle arising from a malpractice complaint.

If you are an acupuncturist in practice, buying an acupuncturist liability policy can be one of the smartest decisions you can ever make. It helps you sleep soundly at night, knowing that your business and your reputation are protected. Such protection covers the possible legal expenses should someone file a lawsuit against you.

However, you must realize that insurance providers are not created equal. You have to be careful with our choice. A single detail in the policy you overlook may put you in a disadvantaged position in terms of coverage.

So, here are some things to consider when getting an acupuncturist liability policy.

Acupuncture insurance as specialization – You may decide to buy a policy from a general medical malpractice insurance provider, but you have to remember that choosing a company specializing in acupuncture insurance means that you get a policy that is specifically designed with acupuncture in mind. The process is more streamlined. The service is unique to your business needs.

Claims-made and occurrence coverage – In case of a lawsuit, you never know how long the process concludes. For that reason, you have to choose between claims-made and occurrence coverage. Although both policies cover the same types of injuries and damages, they differ in terms of when and how they cover claims. A highly qualified representative from an acupuncture insurance provider should be able to explain to you the difference between the two, and gives recommendations for your choice based on your unique condition.

Are you looking for a reputable provider of acupuncturist liability policy? Contact us today at (800) 838-0383.

Acupuncture Liability Insurance: COVID-19 Safety Tips For Clinics


The COVID-19 pandemic has affected many companies from different industries. That includes the acupuncture sector. Many already have scaled their operation down to their skeletal workforce. The goal is to improve the level of protection versus this health emergency.

As an acupuncture liability insurance provider, we would like to reiterate that it is our goal to keep supporting our clients in any way possible most especially in these challenging times. So, in this post, we want to give some tips about good practices that every acupuncture clinic should consider implementing.

The following will help protect acupuncturists, their staff, and clients from COVID-19.

Opting to virtual consultations – With the help of modern technologies, acupuncturists can make use of virtual consultations. They can use video conferencing for case assessment. Of course, patients should still receive appropriate, evidence-based advice and guidance. Managing any health issues such as pains or disorders should not be a hassle in spite of distance consultation.

Practicing physical distancing – If there is a need for an in-person consultation or during treatment, physical distancing should be followed. This practice should be part of the ‘new normal’ while the medical community is still working to find a COVID-19 cure.

Wearing facemasks, PPEs – While on duty, the use of a mask and other necessary personal protective equipment should be considered. Along with proper handwashing, doing it can help improve the level of protection against COVID-19.

Choosing cashless payment – Instead of paying cash, acupuncturists may require clients to pay cashless. They can opt to go for electronic transactions, credit cards, debit cards, as well as using online payment platforms.

Of course, acupuncture liability insurance coverage should be part of the minimum requirements in running a clinic these days. This is to ensure that acupuncturists, in their practice, are protected from liability lawsuits even during this time of the COVID-19 pandemic.

For liability insurance inquiries, contact us at (800) 838-0383.

Why Ask For An Acupuncture Malpractice Liability Quote


If you are running an acupuncture business, one of the things that should be included in your to-do list is to find a reliable insurance service provider. Getting acupuncture insurance helps protect your company from any liability should someone files a complaint against you in relation to your practice. Having said that, it is important that, during your search for an insurance provider, you are going to ask for an acupuncture malpractice liability quote.

Here are the top 3 reasons why:

It provides an easy way to compare insurance providers. When looking for an acupuncture malpractice liability insurance provider, you will need to consider a number of options. This helps you to get the best deal available out there. Comparing quotes from different sources is one effective way to do that; it can be done by simply calling the company to request for quotes. Or, you can also fill up their online form, which is a lot easier.

It’s a way to tailor insurance coverage to your unique needs. When requesting an acupuncture malpractice liability quote, insurance companies provide an online form that features detailed information. The purpose of this is to provide a quotation that is more tailored to your needs. At the American Acupuncture Council, for instance, you can expect that the form you fill up requires information that is very specific such as the limits of liability, your location, or the date of the first licensure.

It’s a way to know about any hidden charges. The average price of acupuncture liability insurance can be your basis to get an idea on whether or not a particular company is charging way higher or lower than the market average price. If it is way too low, it is either that company isn’t that good or there are additional fees they are charging you later on. Therefore, find out right away when you ask for quotations as to whether or not there are still other charges apart from what has been specified in the quotation.

For custom acupuncture malpractice liability quote, contact us at (800) 838-0383.

Things To Pay Attention To When Requesting An Acupuncture Liability Insurance Quote


Running a business that has a higher risk of getting legal complaints from patients (such as an acupuncture clinic) can make you more than anxious. That is true most especially when you do not get a liability insurance protection. To establish some layer of protection, getting your business covered is a great help. To realize that, it is imperative that you find a reputable insurance provider in town. And one of the tools that can help in finding the most qualified one is to ask for acupuncture liability insurance quote from prospective providers.

When asking for an acupuncture liability insurance quote, it is important that you examine the information very well; the success in finding the best insurance providers is heavily dependent on how keen you are in examining the details of the quotes requested.

So, here are some information that you should pay attention to when requesting quotes from prospects.

Coverage limits. Why you should pay attention to this? Coverage limits are the maximum amount of money an insurance company will shoulder for a covered loss. You have to clear things out with your provider about this – if it is enough to cover your business. It is important to note also that as the coverage limits go higher, premiums tend to go up as well. So, take note of this most especially when you compare coverage limits vs premiums from different service providers.

Coverage options. You have to know the coverage options available from your prospective providers. Knowing that will give you an opportunity to make your coverage more tailored to your acupuncture business. For instance, you have to know if you can add additional insured in your policy. Or, if there is an option whether or not other healthcare professions are covered, among others.

Other details. You should pay attention also to smallest but equally important details in your quotations, including the requirements. For instance, the coverage may be affected by whether or not you are currently insured, or you have had any claims or board issues, or the number of hours worked and patients seen per week, among others.

The best deal on insurance you can get for your business can be realized if you are diligent enough to examine every detail of the offer given to you by an insurance provider. It all starts by carefully scrutinizing each acupuncture liability insurance quote you received.

Looking for a reputable acupuncture liability insurance provider? Contact us today at (800) 838-0383.

Tips on How to Find an Affordable Acupuncture Malpractice Liability Insurance


In the age of internet technology wherein a bunch of resources is just right at your fingertips, readily available for your perusal, it can still be a daunting task to find an affordable acupuncture malpractice liability insurance. That is because you tend to experience an information overload with online resources. Of course, you want to get the best value of your money so it is just understandable that you be extra careful.

So, the question now is how do you choose?

Implement a collect and select strategy. This means that you are going to do some research and then make note of those you think are highly qualified. Check out those who are giving an affordable acupuncture malpractice liability insurance. Once you have your list, narrow it down to the most qualified insurance providers using your set standard criteria.

Consider the industry experience. Of course those who have been in business for quite some time means that they have weathered the ups and downs of the market and their experience, expectedly, has polished their service and their processes in dealing with their clients. Therefore, consider those insurance providers that have long years of experience as most likely, they know what’s the best for their clients.

Prices should be part of the equation. You choose not just the quality of service and package inclusions. You have to consider the prices as well. If the price just doesn’t make sense, you have a compelling reason to consider other options. It is helpful to do some price comparison and that should not be difficult, given the readily accessible information these days.

Consider the recommendations from reputable organizations. Periodically, there are institutions that review and rank insurance providers and publish them in their periodic journals. Companies that give rating such as the Better Business Bureau are also worth-checking for recommendations. Looking for an affordable acupuncture malpractice liability insurance? Contact American Acupuncture Council today.

Call us at (800) 838-0383