Category Archives: Liability Insurance

Liability Insurance For Acupuncturists


Protecting your acupuncture business and professional reputation

Let’s imagine this: a client arrives at your clinic one morning for an acupuncture session. Walking into the lobby, he slips and falls, obtaining an injury. The unfortunate incident brings him to the hospital for treatment. Soon after that, his lawyer recommends he files a legal complaint against your business.

The above scenario is more common than you might think. It could happen to anyone in any business. Acupuncturists are, in fact, more vulnerable since those who undergo treatment tend to file malpractice complaints about health and medical issues they may encounter after. Of course, such a complaint could result in a great debate in court, straining the defendant’s finances and causing anxiety. Thus, it makes sense to be well-prepared. Your business and professional reputation are at stake should you face such a complaint, claiming you are liable.

Again, going through a legal battle in court can drain your finances, but it does not have to be that way. Liability insurance for acupuncturists can save your day. It can protect your business and professional reputation in case a patient files a liability complaint.

There are different areas of acupuncture insurance that you might want to consider. Along with liability insurance, your provider can tailor your policy to include, for instance, workers’ compensation, property damage, and malpractice insurance. You might want to consider such areas also to boost your protection.

Speaking of liability insurance providers, note that not all of them are created equal. Some are a cut above the rest. So you have to be careful with your choice. The goal is to find one that delivers the best in the market today.

Here are some tips to finding reputable liability insurance for acupuncturists:

  • Build a list of prospects and take time to make a comparison;
  • Ask around for recommendations; your professional circle can help you with that;
  • The years in service can also be a gauge about how reputable an insurance company is;
  • Ask for quotes and examine them in detail; the insurance inclusions should be clear from the beginning;
  • Reviews and feedback from clients can be a good resource for you to make an informed decision.

Online looking for a reputable company that offers liability insurance for acupuncturists? Contact the American Acupuncture Council today at (800) 838-0383.

Some Tips Finding The Best Acupuncturist Liability Insurance


If you run an acupuncture clinic, you will do your best to protect your business and professional reputation from any threat. For instance, a single lawsuit from a patient claiming malpractice can cause a big blow to your business, which can put a strain not just on your corporate account but personal finances as well. Therefore, you should put some level of protection in place.

Finding the best acupuncturist liability insurance to protect your business is something that you should not take for granted. Having one can go a long way. For example, it can offer protection for your business both from natural calamity and “legal calamity” as well as fire.

With the right coverage, you can rest assured that you are protected financially. You can use the insurance coverage should you need it to cover the cost arising from a lawsuit. You can also have the money to procure new equipment, reconstruct/repair your facility damaged from a natural calamity – or even fire.

Now, the question, how to find the best acupuncturist liability insurance? Although there is no perfect formula, the following tips can help increase your chances of finding the best provider available that caters to your needs.

Tip #1: Scrutinize reviews – any company can easily claim that they can provide you with the best acupuncture insurance in town. But that can be misleading; thus, it is crucial to counter-check their claim as the “best.” Reading reviews from clients is an effective way to get an idea of how reliable your prospective insurance company is.

Tip #2: Check out several options and compare – Build a list of prospective acupuncture liability insurance providers and put them side by side for comparison. With the accessibility of the Internet, where you can have acupuncture information, including quotations, with just a few clicks, doing this thing should not be that difficult. Doing this will allow you to have an easy understanding of the similarities and differences of their insurance packages.

Tip #3: Find responsive and honest prospects – prospective insurance providers who are responsive to your query means they know what they are doing. That also means they are knowledgeable about the product they are selling. That, coupled with honesty (they tell all; no hidden charges), will make them highly qualified acupuncture insurance providers worth considering.

Online looking for the best acupuncturist liability insurance? Contact American Acupuncture Council today.

Call (800) 838-0383.

Acupuncturist Liability Insurance – 3 Important Questions (and Their Answers)


acupuncturist liability insurance

Here is the thing about running a business: It carries several risks. An acupuncture business is not an exception to this basic fact.

As an acupuncturist running your clinic, you are familiar with ways a patient’s health can get out of whack. But as a business owner, the idea that your clinic is vulnerable, too, might not have crossed your mind yet. In this post, we are answering some crucial questions regarding acupuncturist liability insurance.

Why do I need acupuncturist insurance?

Two main reasons:

  • Because all businesses carry risks – from natural disasters, fire, burglary, damage to equipment, which can happen without warning
  • Because your business involves treating lives – no matter how expert in this field you are, mistakes can still happen, and they can cause injuries to varying degrees, even death

Indeed, no matter how small your acupuncture business is, you should protect it, and an acupuncturist liability insurance gives just that. With this, you can sleep well at night, knowing that your professional reputation and business are both protected.

What does acupuncture insurance cover?

  • Reputable acupuncture insurance can provide various types of coverage, including:
    General liability – covers issues like an accident inside your facility that causes injuries
  • Business and property – for business risks like fire, typhoon, theft
  • Professional liability coverage – takes care of damages like those awarded in a lawsuit

How much does it cost to buy acupuncture insurance?

Acupuncture insurance premiums vary from one provider to another. But as a general idea, you can expect to pay a couple of thousands per year for a small practice, and it gets higher if you have several clinics catering to more acupuncturists and patients. Please note that, for you to get better deals, take the time to shop around and compare different insurance companies.

Online looking for a reputable company that offers acupuncturist liability insurance? Contact American Acupuncture Council today at (800) 838-0383.

In Search For The Best Acupuncture Liability Insurance – Why Request Quotes From Different Sources


Some items shouldn’t be missing in your business management checklist if you are planning to put up an acupuncture clinic. One of these is getting acupuncture liability insurance, which gives protection for your business in case a client of yours files a malpractice complaint. Insurance allows you to sleep soundly at night, knowing that your business and your professional reputation is covered.

When getting an acupuncture liability insurance, you have to put in mind that it includes sums of money. Therefore, you must be careful about which insurance provider to choose from your list of options. It is when asking for quotations comes into play.

Here are some compelling reasons why asking for an acupuncture liability insurance quote is a crucial step in finding the most qualified provider.

Because it allows you to make insurance package comparisons

Comparing quotations from at least five prospective insurance providers should allow you to pick the most qualified company – the one that can give you the best package for your unique protection needs. Quotations detail the costs, package inclusions, liability limits, among other essential information, which help you decide for your choice.

Because acupuncture insurance providers are not equal

Insurance providers may claim the same thing – that they are the best ones in town. But allocate some time to scrutinize their portfolio as it may tell another story. One effective way that helps determine the level of qualification of a particular insurance provider is to ask quotations from them. There are details in their quotes that can be a potential red flag.

Because it allows you to customize your acupuncture insurance

Acupuncture liability insurance packages can vary significantly. That is because insurance providers let you choose an insurance option that fits your unique needs. Remember, there is general liability insurance, but you can also include workers’ compensation, protection for your facility from calamities, including a fire incident.

Online looking for companies that can protect your acupuncture business from malpractice complaints? The American Acupuncture Council can help. Request an insurance quote today.

For more inquiries, call us at (800) 838-0383.

Consider These Things When Choosing Acupuncturist Liability Policy


Acupuncture businesses are considered more vulnerable to complaints than other types of businesses in the medical sector. That is because, as alternative medicine providers, they tend to face various issues surrounding their day-to-day operations. For instance, they are more prone to lawsuits arising from patients claiming malpractice.

Many acupuncturists see the value of getting some level of protection to keep their business afloat and their reputation intact. That is in the form of acupuncturist liability policy, which provides financial protection in case of a legal battle arising from a malpractice complaint.

If you are an acupuncturist in practice, buying an acupuncturist liability policy can be one of the smartest decisions you can ever make. It helps you sleep soundly at night, knowing that your business and your reputation are protected. Such protection covers the possible legal expenses should someone file a lawsuit against you.

However, you must realize that insurance providers are not created equal. You have to be careful with our choice. A single detail in the policy you overlook may put you in a disadvantaged position in terms of coverage.

So, here are some things to consider when getting an acupuncturist liability policy.

Acupuncture insurance as specialization – You may decide to buy a policy from a general medical malpractice insurance provider, but you have to remember that choosing a company specializing in acupuncture insurance means that you get a policy that is specifically designed with acupuncture in mind. The process is more streamlined. The service is unique to your business needs.

Claims-made and occurrence coverage – In case of a lawsuit, you never know how long the process concludes. For that reason, you have to choose between claims-made and occurrence coverage. Although both policies cover the same types of injuries and damages, they differ in terms of when and how they cover claims. A highly qualified representative from an acupuncture insurance provider should be able to explain to you the difference between the two, and gives recommendations for your choice based on your unique condition.

Are you looking for a reputable provider of acupuncturist liability policy? Contact us today at (800) 838-0383.

Acupuncture Liability Insurance: COVID-19 Safety Tips For Clinics


The COVID-19 pandemic has affected many companies from different industries. That includes the acupuncture sector. Many already have scaled their operation down to their skeletal workforce. The goal is to improve the level of protection versus this health emergency.

As an acupuncture liability insurance provider, we would like to reiterate that it is our goal to keep supporting our clients in any way possible most especially in these challenging times. So, in this post, we want to give some tips about good practices that every acupuncture clinic should consider implementing.

The following will help protect acupuncturists, their staff, and clients from COVID-19.

Opting to virtual consultations – With the help of modern technologies, acupuncturists can make use of virtual consultations. They can use video conferencing for case assessment. Of course, patients should still receive appropriate, evidence-based advice and guidance. Managing any health issues such as pains or disorders should not be a hassle in spite of distance consultation.

Practicing physical distancing – If there is a need for an in-person consultation or during treatment, physical distancing should be followed. This practice should be part of the ‘new normal’ while the medical community is still working to find a COVID-19 cure.

Wearing facemasks, PPEs – While on duty, the use of a mask and other necessary personal protective equipment should be considered. Along with proper handwashing, doing it can help improve the level of protection against COVID-19.

Choosing cashless payment – Instead of paying cash, acupuncturists may require clients to pay cashless. They can opt to go for electronic transactions, credit cards, debit cards, as well as using online payment platforms.

Of course, acupuncture liability insurance coverage should be part of the minimum requirements in running a clinic these days. This is to ensure that acupuncturists, in their practice, are protected from liability lawsuits even during this time of the COVID-19 pandemic.

For liability insurance inquiries, contact us at (800) 838-0383.