Some prospective clients have asked questions about the American Acupuncture Council (AAC) professional liability program. Here are answers to some of the common questions we have been asked about our outstanding program:
Is this an ‘A’ rated program?
Is AAC new to acupuncture?
I want a carrier who will fight for me. Can I count on AAC to do that?
Will AAC settle a claim without my consent?
How much does coverage cost?
So why are AAC’s rates so low?
Do you offer a Part Time discount?
Do you offer a Faculty discount?
If I am going on a Leave of Absence, do you have a way to maintain my insurance at a reduced cost?
What is the difference between the Elite and Preferred Program?
Can I treat a cancer patient?
How can I get coverage for Injection Therapy on my malpractice policy?
Is herbal medicine covered under this policy?
What does Differential Diagnosis mean on the application?
I treat women’s issues. How does my policy deal with coverage for Gynecology and Obstetrics?
Where can I obtain a copy of my Policy?
How do I Renew my policy?
Where can I find my MEMBER ID?
Why does AAC have a membership fee?
Do you require me to have a signed informed consent form for all my patients?
What modalities does the AAC policy cover?
I heard that the AAC policy does not cover for the turning of breach babies or the inducement of labor? Is this true?
I understand that you have a special program for acupuncturists who want to provide acupuncture during labor. How can I enroll?
What about Sex Claims? Is there any coverage?
Is there any HIPAA or Audit Coverage included?
Are arbitration forms required?
Do I need occurrence or claims made coverage?
If I am switching from a Claims Made Policy, does AAC offer retro coverage?
I heard that if I send a patient to collections, I am not covered?
Who do I call for policy changes?
Does it matter where I practice?
Is there a difference between Premises Liability and General Liability?
What is the difference between an Additional Insured and a Professional Corporation?