Tag Archives: business insurance

Aim For The Best Acupuncture Business Insurance Package


Getting insurance is crucial for running a business. It provides the needed protection in case an untoward event happens while in operation. With that said, you must be careful when choosing one for your acupuncture business. Getting a great deal on acupuncture business insurance is one of the non-negotiable aspects of running a business.

It is a given fact that acupuncturists are vulnerable to lawsuits, which usually come from patients claiming malpractice. Without acupuncture business insurance, such a legal predicament can bleed even the personal savings of a sued acupuncturist.

When you get acupuncture business insurance from a reputable provider, you can rest well at night, knowing that there’s an entity that protects your business and professional reputation.

Finding an insurance provider

Now, here are some tips for finding the most qualified acupuncture insurance provider:

  • Ask for recommendations from reputable individuals or entities in the industry;
  • Find out how long has the insurance provider been in service;
  • Scrutinize their credentials;
  • Read reviews to know about what previous clients are saying about the acupuncture business insurance provider;
  • Go through their offers and compare them to products from other providers;
  • Find out what sort of awards or recognition they’ve got in the past that would validate the claim that they’re the best among the rest.

What to look for an acupuncture business insurance

Every business is unique. So, each acupuncture business can have different insurance protection needs. However, an insurance provider can be a good candidate if they can offer the following:

  • A business owner policy, which covers property and liability exposures, protection from natural and human-triggered calamities;
  • Workers’ compensation insurance, which covers for medical care and rehabilitation of employees injured on the job or who contracts a work-related illness;
  • Malpractice insurance, which protects acupuncturists from the risks associated with this kind of specialized treatment;
  • Professional liability insurance, specifically designed to satisfy the insurance needs of a certified acupuncture practitioner and individual acupuncturist.

Online looking for a reputable company that offers acupuncture business insurance? Contact American Acupuncture Council today at (800) 838-0383.

Acupuncture Business Insurance Coverages


We cannot stress enough how crucial it is to get acupuncture business insurance to protect your company and professional reputation. Whether you are just new in the acupuncture industry or have been in operation for some time, insurance can give the needed protection. Should there be an untoward event in your business along the way, which requires sums of money, like dealing with a client’s lawsuit, you can rest assured that your policy will take care of the associated expenses.

Acupuncture business insurance can include multiple coverages to ensure that it can cushion you in different situations. It can be custom-designed so that it suits best to your needs.

An acupuncture business insurance can cover you with the following:

Premises liability. Commonly called slip or trip and fall insurance. This endorsement covers the potential risks of a guest on the premises alleging damage to their personal property or injury in the clinic area, such as slipping from a wet spot on the floor, tripping on a frayed rug, or fainting and falling off the treatment table.

Business owner policy. It is a package policy that covers property and liability exposures (as required by landlords) as well as a loss of income if your business cannot operate for some time. For example, if the roof of your office is damaged during a thunderstorm, causing it to flood, closing your business for two months, a BOP would provide coverage in several ways.

Worker compensation insurance. It pays for medical care and rehabilitation of employees who get injured on the job or contract a work-related illness. It also covers a portion of your employees’ lost wages, disability benefits, and death benefits for the dependents of employees killed in work-related accidents.

Do you have more questions about acupuncture business insurance? Contact us today at (800) 838-0383.

Acupuncturist Business Insurance – 3 Practical Benefits


acupuncturist business insurance

All businesses have a fair share of risk exposure. However, when it comes to companies belonging to the alternative medicine industry, such as acupuncture clinics, the risk is doubled. Why? Because acupuncturists tend to get complaints from patients arising from various issues – like malpractice.

As a licensed acupuncturist in practice, you should put a level of protection in place, safeguarding your business and professional reputation. An acupuncturist business insurance can deliver just that.

Here are three benefits of buying insurance for your acupuncture business:

When a patient claims that your treatment program isn’t effective

What if, after several therapy sessions, your client suddenly stops seeing you for the remaining appointments. A message then follows, asking for a refund for a treatment that did not work. Of course, that claim can be tricky and could end up in a court battle. Such a scenario can cause financial strain on your business because of the associated legal fees. However, when you have liability insurance that covers litigation and restitution fees, you should be okay.

Damaged equipment inside your clinic needing repair

Your acupuncture equipment isn’t immune to dilapidation brought about by natural wear and tear. When used every day, they will eventually break down and need some repair or even replacement. An acupuncture treatment table, for example, can cost between USD 300 and USD 2000 to replace. In multiples, these prices could translate to several thousands of money. However, when you have acupuncturist business insurance that specifically covers the equipment from damage, that could help maintain a healthy balance sheet for your business.

Cybercriminal attack your computer system

When a cybercriminal breaks into your system, stealing crucial business information, that could be a heavy burden for you to carry. It is not only about compromising your business information but your clients’ as well. Stolen social security numbers, birthdays, medical records, and more are matters needing serious attention. Your acupuncture business insurance – with cyber protection provisions – can take care of this issue.

Online looking for a reputable acupuncturist business insurance? Contact us today at (800) 838-0383.

Ask These Questions Before Buying An Acupuncture Business Insurance


As an acupuncturist running your own clinic, you are aware that your business can be vulnerable to several issues. From an accident of fire to natural disasters to lawsuits – all these can shake your business survival and your professional reputation. Indeed, what you need is protection from such issues and an acupuncture business insurance can give exactly that.

Acupuncture business insurance helps cover your expenses associated with disaster restoration as well as legal proceedings, in case of a lawsuit. It can cover the salary or the benefits of your staff as well should any of them get into a work-related accident.

Given the value of insurance, it is imperative that you choose a reputable insurance provider in the market. The goal is to find one that delivers its promise.

Asking the following questions can help find the most qualified in town.

Why does my acupuncture business need insurance? As mentioned above, you need some level of protection from both natural calamities and accidents as well as from possible complaints from patients. Remember that the patients’ health is in your hands, so it makes sense that there is something that protects your business and your professional reputation. It is worth mentioning also that insurance can give protection in case of the worst-case scenario – bankruptcy.

How much does an acupuncture business insurance cost? In a puzzling maze of acupuncture insurance options, purchasing one can be a challenge. But, here’s the thing about the cost: consider using comparison sites for acupuncture insurance. Your goal is to find out the average price in your area as this can serve as your benchmark whether or not you are getting a good deal relative to the coverage packages.

What does acupuncture business insurance cover? Not all insurance providers have the same level of value when it comes to packages, but a good acupuncture insurance plan provides coverage on business and property, general liability, and professional liability. When you get these three, you can rest assured, knowing that you and your business are protected.

Are you looking for the best acupuncture business insurance? Call the American Acupuncture Council today at (800) 838-0383.

Acupuncture Business Insurance


It is worth recognizing the fact that doctors in other medical fields are more likely to face lawsuits than acupuncturists. However, this does not mean it cannot happen to the latter. This is why it is a wise decision to have an acupuncture business insurance put in place. It allows you to become better prepared should someone file a complaint against you in relation to your practice. You can rest assured knowing that you have some protection to cover the monetary requirements in case you face a legal battle. In the absence of an insurance, you could be bankrupt and, at the same time, stand to lose your license to practice.

The coverage of acupuncture business insurance takes care of several issues. Sure enough, it will put a cushion on your business should things become unfavorable to you. It is important to note, however, that insurance companies are not created equally. There are those who are way ahead from the rest in terms of their coverages. So, be careful with your choice.

A good acupuncture business insurance should provide several package options that acupuncturists can choose from. Here are some specifics that should be included:

Business and property. This type of coverage should take care of basic business risks like fire and theft.

General liability. It provides coverage in situations where somebody is harmed within your jurisdiction – e.g. somebody trips over an extension cord or gets a nasty paper cut from a file folder.

Professional liability. It covers damages if someone is harmed by your care. When someone is awarded a lawsuit, which can cause a brutal blow to your finances, a professional liability insurance should be able to take care of it. Indeed, it is the most significant type of coverage for your practice.

Cyber liability insurance. Though this might be relatively new, this can also be very helpful for your acupuncture business. It helps your business survive from issues like data breaches and cyberattacks by paying for recovery expenses.

Are you interested in acupuncture business insurance but want to learn more? Contact us today at (800) 838-0383.

coverage-options

Acupuncture Business Insurance – The Options To Consider Buying


All companies, regardless of industry, need some level of protection to keep running. If you are running an acupuncture clinic, getting acupuncture business insurance is necessary. It provides several benefits. For instance, it can take care of the expenses in case you have to deal with a legal battle against a patient filing a lawsuit. It can also help compensate your worker who is, for the meantime, not able to work, stemming from a work-related injury. In other words, acupuncture business insurance can help get a heavy burden off your shoulder.

Now that you’ve learned how important it is to have insurance for your acupuncture business, it pays to know the options so that you know how to make the most out of its benefit.

Here are some insurance options to consider:

General Liability Insurance – This is the most common but a comprehensive one – a type of insurance that any acupuncture business should consider investing their money in. It provides protection from the risks of bodily injury, damage to property, medical payments, legal defense, and personal injury. In case of facing a lawsuit for malpractice, a general liability insurance policy helps compensate for the associated legal fees as well as for possible damages.

Professional Liability Insurance – Another type of insurance that acupuncturists should consider obtaining. Professional Liability Insurance protects you and your reputation in case someone claims your professional services caused him harm. If a patient sues you based on a negligence claim, this insurance takes care of your legal fees and your possible settlement.

Workers’ Compensation Insurance – It protects your workers should they become injured while at work. Apart from a worker’s medical bills (and lost wages if they go on vacation for recovery), it can also cover disability or death benefits stemming from a work-related accident. Because of its usefulness, most states oblige companies to carry workers’ compensation insurance for both part-time and full-time employees.

Commercial Property Insurance – You may also consider getting commercial property insurance, which is for giving protection to your acupuncture equipment, office furniture, computers, office supplies – items that can be vulnerable to calamities such as hurricanes and fire.

For more inquiries regarding acupuncture business insurance, contact us at (800) 838-0383.