Every company should have insurance to protect itself, and an acupuncture business is no exception. Businesses that are service-based, particularly alternative treatments, are especially vulnerable to complaints with legal implications. The good news is that insurance can help safeguard your practice. However, like any important purchase, you need to be smart when choosing coverage — and requesting an acupuncture business insurance quote is a great way to start.
The goal of getting an acupuncture business insurance quote is to find coverage that matches your specific business needs. It helps ensure peace of mind, knowing that your acupuncture practice and your professional reputation are well-protected. It provides multiple coverages, such as:
Malpractice – Protects you from risks associated with various acupuncture modalities: needling, herbal remedies, moxa, and cupping. And, in today’s acu-industry continued development, you can add coverage for Gua Sha, bloodletting, or facial rejuvenation.
(AAC protects you from enhanced risks of your profession that these modalities may present. Learn more about our Malpractice Insurance.)
Premises Liability (PL) – Often referred to as “slip and fall” insurance, this coverage protects against claims from clients injured on your premises. For example, a client slipping on a wet floor or tripping on loose carpeting could lead to a liability claim–this policy helps you manage such risks.
Business Personal Property (BPP) – coverage for lost, stolen, or damaged business property, such as acupuncture tables, chairs, furniture, or other portable equipment that is not permanently attached to the building. ACC’s BPP typically includes a $10,000 liability limit with a $500 deductible, and higher limits—up to $100,000—are available in $10,000 increments.
Before Requesting a Quote
The more detailed your information, the more accurate your quotations will be. Be prepared to provide:
- Your business name (if applicable)
- Practice location (clinic, wellness center, home-based, or mobile)
- Years of experience (affects risk assessment)
- Licensing and certification details
- Types of services offered
- Estimated client volume (weekly or yearly)
- Approximate annual revenue
How to Get a Quote in 3 Easy Steps
- Research insurance providers
There are many acupuncture insurance providers in the U.S. Use online search tools to shortlist 4 to 5 reliable options.
- Use their online quote tool
These tools are simple and allow you to get insurance details, including prices, promptly.
- Call to finalize your list
Once you’ve reviewed and compared quotes, call each provider for further clarification. Discuss policy details, including: coverage limits, premiums, optional endorsements, and discounts.
Pro Tip: Don’t just go for the lowest price—go for the best value and appropriate coverage for your business (asking quotations is crucial to making an informed decision).
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Are you looking for reputable acupuncture business insurance? Look no further than the American Acupuncture Council. Request a quote today or call us at (800) 838-0383 to speak with our team.