Tag Archives: billing and coding

Click here to download the transcript. Disclaimer: The following is an actual transcript. We do our best to make sure the transcript is as accurate as possible, however, it may contain spelling or grammatical errors. Due to the unique language of acupuncture, there will be errors, so we suggest you watch the video while reading the transcript Thumb

2023 – It’s the New Year Where Are Your Patients?

 

 

So what I wanna emphasize for this first of the year is talking, where are our patients? How do I get my patients?

Click here to download the transcript.

Disclaimer: The following is an actual transcript. We do our best to make sure the transcript is as accurate as possible, however, it may contain spelling or grammatical errors. Due to the unique language of acupuncture, there will be errors, so we suggest you watch the video while reading the transcript.

Hey, good day everyone, and a very happy New Year. This is our first show this year. Welcome, and let’s get your year started off in a way that’s going to continue to help your practice grow, to help you continue to do what you like to do, which is help people get better. But of course, how do we make sure we help people get better?

We make sure by having patients and understanding where those patients are gonna come from. So what I wanna emphasize for this first of the year is talking. Where are our patients? How do I get my patients? This is a little different from our normal kind of just butts, nuts and bolts of coding and billing.

So let’s go ahead and go to the slides. Let, where are your patients and what are the barriers for them to come in your office? , you know, how do I make sure that I’m accessing? Because any practice to grow means we have to have more people that we can see. So I wanna focus in on understanding like how do I set forward my plan for the year?

And I want you starting to think about, have you written down any goals? Have you written down any protocols? Like what am I going to accomplish? And then start to look at some steps to do that. I think most things you have to do an algorithm. You’ll hear that term a lot, but it’s really just nothing more than a step-by-step process.

And the good news is when you set up a process, if you start doing something and it’s not working great, because now you can go back and fix it and change it. So that’s why the best invention often is errors, because with errors you continue on. It’s a scientific method. So we’re gonna create an algorithm for you.

And the starting point this year is gonna be setting for kind of that plan to promote my practice, prepare myself to get those people, and start determining like, well, how many patients can I see? Can I see five a day, 10 a day, 20 a day? And if whatever, I wanna see, am I seeing that amount? So I start with this though, for acupuncture, you gotta think of.

barrier to your care is the kind of, why do people know what you do, what you can help them with? Because if I drive by an office that says it does acupuncture, I’ll go, okay, but what does that mean to me in the general public? Think of it, ask your friends, ask acquaintances, your family even, and say, Hey, what is it?

Do you think I. , what do I help with? And you wanna start to notice that you’ll get a lot of varied dancers. Some could be very good, but many of them are gonna be very poor. And what I’m bringing this up for is that beginning to understand how do we educate people to understand what we do and the why they come in.

I mean, obviously you can look at the things that acupuncture helps people do. I mean, headaches, lower back pain, neck pain, arthritis, menstrual cramps, respiratory disorders, tennis elbow. But what about like worker? Can acupunctures treat workers’ compensation patients? Absolutely. Can it pay pretty well?

You’re darn right. What about personal injury? People involved in a car accident? How about veterans for the va? So think in those terms. Do those people who have that even though to come to you, think of how chiropractors really market towards car accidents and tell people, Hey, if you’re injured in a car accident, come see us.

What about many of you? We’ve had some pretty crazy weather across the US in the last few weeks. Do you think there’s been a few more car accidents than. I would think so statistically, which means some of your patients have been involved in an accident, are they choosing to seek care with you? And if they’re not, why not?

I would start with do they even know they can see you? A lot of times people think, oh no, my acupuncture wouldn’t be covered there. You bet it will. But how about conditions like fibromyalgia, anxiety and depression, chemotherapy, inducive, nausea, dental pain, labor pain, and I’ve just listed a few. But all of these conditions, by the way, have coverage under insurance, but it also has coverage under, if someone wants help and you can make them better, are they gonna choose you?

Yes. But you gotta give them the why. So here would be my, If you treat any of these things, how does anyone know you do? Is there anything on your website, anything on your social media, anything that purports you to do this? By example, if you look up to have acupuncture, coding and billing seminars, I’ll guarantee if you type that in, , we’ll be the first place up.

And the reason why is we put information out. We don’t pay for it. We just put so much information, we’re gonna be the first place because we do so much work on it. We want you to know this is the place to access it. So think in the same way for yourself. Are you creating a funnel? Are you creating a way for people to come to you to understand what you do?

Like if I typed in VA acupuncture and typed in my city, would your name pop up? Maybe not. Well, let’s go with the why not? Well, why not? Could be. They just don’t know. But I think a lot of it is, it’s just unknown. So we’ve gotta do a better job of putting stuff out. Like what articles have you written? What things have you put out about it?

Testimonials even, cuz remember, Google and things like that. Scrub websites to look for information, and they put those towards the top. The other factor of course, though, is just fear. Are there some people who are fearful of acupuncture? Ooh, I don’t know about the needles. So what do you create to make sure that people are comfortable?

Any explanation there? Or how about just money? . Is money an issue? Well, you bet it is. Healthcare in our country definitely is dependent upon how much money do you have? And if someone doesn’t have money, they’re not coming in. And this is where you have to look and go, well wait a minute. What about someone who has insurance by example?

I’ll give a couple of things. That’s just happened this year. The state of Colorado now has a mandatory six visits of acupuncture on all insurance policies. Wow. Well, all the Medicare, that’s an exception. That’s pretty. Oregon now has 12 visit. But how many of you there in those states have even promoted or understood or even know it’s happening?

We’ve gotta do a better job of communicating. Think of how many plans that you might be aware of that do cover acupuncture. If you take that insurance and it pays for acupuncture, you bet. I wanna let people know because if I have it and I don’t see your name, maybe I’m not gonna pick you. So I want you to think about what is a barrier for care.

It’s often money. I mean, it’s so much. So there’s actually a diagnosis for not having money to go to the. It’s Z 91,190. It’s patients non-compliance with other medical treatment and regimen due to financial hardship. Do you think that’s a big deal in our country? Yeah. We wouldn’t have a code for it. So this is where I think acupuncturists.

Are kind of that bridge because you’ve never been fully dependent upon insurance. Not that I wouldn’t use it if it’s covered, but you’ve also taught people the value of your service and that there is a value to getting it just paying out of pocket. My mom always said something that’s always stuck with me.

People buy what they want and beg for what they. . Think about that for a second. Does anyone truly need acupuncture? Now, I know we say that, but are they going to like die without it? No. So they have to want it. The good news is people who want things, those are the things they purchase. You see it all the time.

You ever see someone that needs to pay their rep? They buy the shoes they want in the interim. So you wanna put yourself in that side to understand that, create what you do. Because when someone comes to you think of the beauty of what you. Compared to just about any other practitioner. How many of you’ve had a patient that came in your office with a migraine or a headache or some type of pain and they tell you, oh, I’ve been to doctor one, two, and three, medical chiro, all of this, and they come in your office and think, well, I don’t know if it’s even gonna help, but I figure I’ll give it a try.

And then they get literally just a single visit or a few and go, I can’t believe it. It’s. That is powerful. There is value to that. When you can help me, I will pay for it. But you have to create the access so someone comes in. So thinking of it from this standpoint, are you gonna have a lot of people that will pay cash?

Absolutely. You will. I think a good portion of your practice should be cash, but also insurance and it should ebb and flow. You shouldn’t be interdependent on one or the. Because let’s face it, someone who has really good insurance is gonna want to use it, so I want to access that. But if they have very poor insurance, I’m not, and I’m gonna put them in cash.

Or if they have no insurance, we know from the National Institutes of Health that people don’t have as good a coverage for acupuncture benefits. They’re just not as good. They’re there, but not as good. But the data from that shows people are more willing to pay out of pocket for acupuncture because you have created that.

So if they are, what can I do if I’m treating a cash patient? Well, that’s pretty easy, you treat them. But let’s talk about how other professions deal with it. So we can kind of take a page from their book. Take a look at this. This is from the American Physical Therapy Association. This is something they wrote in 2022, and they indicated that higher copayments decreased the likelihood of people coming in.

Well, that’s kind of a duh, of course. . If people have to pay more outta pocket, they’re less likely to come unless they can place enough value to it. Now, here’s what’s interesting for them. It indicates that as soon as a person pays $30, about 30% of the people or one third of them leave, they don’t come in.

And so I thought when I saw this, I thought, Hmm, is that something that’s gonna apply to our profession? Acupuncture? And it turns out, actually in the article at the end, it says, for PTs it does, but for acupuncturists it. So it shows that I think when people choose acupuncture, they understand that, you know what?

I know my insurance is not gonna cover a whole thing, but if it covers a little bit, great. So that $30 is much less of a barrier. So keep in mind, the more value you give, , the more someone’s willing to pay, again, buy what they want. Here’s something else this article pointed out. Now, it’s not specific to Cairo or it’s not specific to acus, but I think we can take something away about Cairos.

Physical therapists are a little jealous of chiros, and I’d actually say a view a bit because how you have branded yourselves. You’ve never been fully dependent upon the insurance model, and I think that’s why so. Medical models can have failure because if you’re trying to do all cash, oh, my insurance doesn’t cover, I’m not coming in, because you’ve always dealt with both ends, I think it gives you a better way of dealing with that.

So it’s not quite as much a barrier. And I think here it shows the value of the service. So let’s talk about, that’s the barrier, but where are these patients coming from? Well, in my opinion, you’re gonna have 12 types of patients that can come in your office. You’re gonna have three methods. That’s kind of how when someone pays out of.

and then nine different sources that could be insurance, which you can see here. Those nine sources. I’d like to access some of them. Here’s what I would point out. Some of these are not that good. Like I’m not that interested in some of those HMOs that pay only like $35 a visit, so those I’m not too excited about.

But what about a standard insurance that pays several hundred? What if you’re in Southern California and treating someone that’s a longshoreman or a New York with New York ship or Florida with Anthem and these plans? Some of these plans can be excellent, va. How about an auto accident? Think of it. If someone’s in an auto accident, would they even think of coming to us?

How about work comp veterans? If, if you treat VA patients, you know those pay well, how do you get them to come in your office? Think about when’s the last time you have something out letting people know. Do you have a sign up that says you treat veterans or is there anything on your website? There’s lots of tools.

To do that. I mean, heck, what about Medicare? Now you think, oh, Sam, come on. Medicare only covers chronic low back pain has to be supervised by an md. That is correct. That is true Medicare Part B, and that’s a little difficult because you wouldn’t need a medical provider to work with. But what about Medicare Part C policies, so-called advantage plans.

By the way, close to 50% of people who have Medicare have that type, and most of them have routine acupuncture, which covers quite well. So what I want to access those patients, I would, but how would someone know you take. If you don’t have it on your site, well, obviously y’all take cash. People will come in.

Well, someone who pays cash, great. They just pay for the service. But let’s talk about what other things might there be to create less of a barrier. What if you have a cash price but you give a small percentage off at pay a time of service? I like that. I mean, that makes sense to me. You know, if your visit’s a hundred and if you pay cash, it’s 90.

That’s fair. You can charge a hundred for insurance, 90 for. Because you can give a small discount, very small, five to 15%. The one exception is California providers. Of course you probably are familiar, but outside of that, a small discount, that’s fine. But does that create a barrier or less of a barrier for the patient to come?

I think so. But what about something else? You ever heard of prepaid plans? What do I mean by that? Someone comes in, instead of buying one visit, they buy 20. So I want us to think of a minute for business models, cash. Can you just waive fees? The answer is no. You can’t say, Hey, I won’t collect it. So be careful of that.

That doesn’t mean you can’t have hardships here and there, but you can give discounts. You know, as I say, the five to 15%, and I wanna focus more a little bit on prepaid plans, but I wanna look at it from this standpoint. You’ve all seen modern Acupuncture. Is that a very popular place where people go, you bet.

How does that model work and think in this way? Are you doing anything to adapt your office? Well, let’s talk business for a second. , you are all familiar or many of you should be familiar with the company Sears. In 10 years, most people won’t be because the company doesn’t exist anymore. It’s bankrupt. Why?

It’s really funny. Sears was Amazon before Amazon, but no one at Sears had the wherewithal to look and go, Hey, when Amazon was coming in and shipping things, Sears already have that inform. They had a catalog. Why didn’t they have it online? People could ship. If they did that, would they still be around? So I want us also thinking of adapt.

Think of the company, modern Acupuncture. Have you ever thought of, could I make that model maybe work a little bit? I will say pretty much every state, so long as there’s a modern acupuncture in your state, it’s allowed. There’s some restrictions I’ll go over in a moment, but what you’re dealing with when you’re dealing with a modern acupuncture style is the person is buying instead of one visit at a time.

Maybe they’re buying 10, so they pay 10 up front. Maybe instead of it being 75 each, it’s 50 each, so it’s $500, but it’s paid up front. One lump. I like that. Patient’s more committed to come in. The only thing you have to make sure is if they don’t want to come anymore refund what they didn’t use. And a couple of things.

If you’re in Montana or in Florida, you do have to put the money in a trust account. Florida’s a little unique that if it’s under 500 you don’t, but can’t be more than 1500. What I will say is just know your state. It’s one of the things we teach at our seminars to make sure you’re compliant. We do with the network, but I’m gonna say this to me, would be a good avenue because there are people going, well wait, I need to come 10 times.

That’s your recomme. But you know how it works. After two or three visits, they feel pretty good. So they stop coming because they go, well, I feel good enough and I don’t wanna pay a hundred a visit, but what if you offered it so it was 50 or 75 prepaid? Chances are they’re gonna be more committed to it.

That part you might want to think of because that’s exactly how the modern acupuncture model works, and being modern acupuncture is the biggest area of growth in your profession, wouldn’t you think you may wanna adapt to that? I mean, think of it this way, did target adopt the 99 cents? a little bit. You can still go into Target and buy expensive watches and so forth, you know, electronics.

But do they also, when you first walk into Target, have a small 99 cent store? A few things. So there’s nothing wrong offering. A little bit of both. Don’t have to be mutual exclusive. You want to think of, I wanna accept patients, I wanna accept patients who can pay the fee. That’s reasonable. And you certainly can come up with some reason for that.

So think along the lines of where are these patients coming from? How do I access them? How do they know I do it? If you’re doing prepaid plans, how does anyone know? , are you putting anything out there to let people know this is how we can make care more accessible to you? Remember, think of how you shop.

Think of how you choose things. Now, the good news as a healthcare provider, a lot of it is based on just good word of mouth. You know, often when the best place to get a patient referral. My acupuncturist, the one I go to personally, is not very cheap. I have very good insurance, so that helps. However, I will tell people when they go to her, I’ll say She’s fantastic.

She really is helpful. She’s thorough and all those things, and I tell them, Hey, she’s not the cheapest, but she’s really good. No one I ever sent to her goes because they think she’s cheap. They go because she’s good. And I want you to think of, is that what people are saying about you? So you gotta start to create like what is my image?

What am I doing and what type of business I’m promoting. I have a friend that’s a very expensive acupuncturist. She’s very, very busy, but she treats a certain type of clientele. She knows her market. Start to look and go, what is my market? How do I do? Because your success is dependent upon you. How are you setting up to get more people, whether it’s cash, insurance, or ait.

you might wanna get some ways to help that. We do seminars, we do continued education. That helps that. This is our website for the network. We have upcoming seminars this weekend. It’s gonna be on Eastern time zone. In two weeks it’ll be on the eastern, uh, central time zone, but it’s there to help you understand what does it work in my state?

How do I make all this work? I can go into much more detail and really give you help. In fact, I can become part of your staff. You can join our network where Sam is your staff. Call me. Email me. We want to figure out how to make sure your office is success. Your success is ours. So let’s start the New Year’s.

Let’s create a plan. Let’s start getting things together. Probably want to come to me for a little bit more help, but this is gonna be a good starting point. Until next time, everyone, I wish you the best. Good success for 2023.

 

CollinsHDAAC12072022

Prevent Claim Denials- Document Acupuncture Properly

 

 

So I wanna give you a short primer on what you must do in order to make sure the documentation you are using meets the standard to make sure you get paid.

Click here to download the transcript.

Disclaimer: The following is an actual transcript. We do our best to make sure the transcript is as accurate as possible, however, it may contain spelling or grammatical errors. Due to the unique language of acupuncture, there will be errors, so we suggest you watch the video while reading the transcript.

Hi everyone. This is Sam Collins, the coding and billing expert for acupuncture, your Advocate, and I’m part of the American Acupuncture Council, specifically the network. We’re always here to help. We’re always here to help make sure your practice is better, and that’s what the American Acupuncture Council is about.

We wanna make sure that your practice continues to thrive and prosper. 2023 is right here, and one of the questions I get as the coding and billing expert is, how do I document acupuncture? And this has been an ongoing issue for many acupuncturists because of course, unfortunately there is a lot of bad information that’s out there as to what you’re gonna require to do.

So I wanna give you a short primer on what you must do in order to make sure the documentation you are using meets the standard to make sure you get paid. And more importantly, making sure the patients has documentation of the services they received and the outcome. So without further ado, let’s get started.

Let’s go ahead and get to the slides. Let’s talk about documenting acupuncture for compliance, for accuracy, but ultimately payment. Let’s make sure you’re getting paid for what you do. And of course, prevent denials. Now, I’m not gonna be too worried about denials if we do the right types of things. So let’s talk about documentation generically.

Documentation is such that an acupuncture should maintain accurate and complete records. It’s what we do for our patients. Forget insurance or anything else. We have to reflect what was done to assure that what was done was compliant and protects us as well. We should ensure that they’re C correct also, to make sure we’re getting the proper payment for services and we can support that.

Good documentation practices also assures that your patients receive the appropriate care from you as well as it becomes the record for future. If they have to have go to another provider, they can make sure it’s there, realize it’s part of their permanent legal record that we’re required to keep. And I’m not saying it has to be fancy.

but it has to adequately meet the needs of what we do as acupuncturists or what you do. I’m just your advocate. So the few things that I’m gonna focus in on today is gonna be acupuncture, but I wanna highlight all the things. E and m services or exams should reflect the level of service that you’ve provided and it wouldn’t match the code.

or price that you build? Of course the acupuncture itself must reflect the time and the points, and this is what we’re gonna focus on. There’s often a lot of misunderstanding on what is required for documentation or acupuncture. We’re gonna clear that up. And then if you’re doing any therapies, let’s make sure that the therapies are identified specifically where they’re being applied by example.

You just don’t wanna check off, I did infrared heat, but tell me where you. for how many minutes? So we know what the intensity and time, so we know comparatively how we do it the next time. So we have to make sure that in a way that if someone were to read what we’ve done, They know what we’ve done. They wouldn’t have to guess by just checking I did acupuncture.

They would know where did we do it? What were the points? How much time did we spend? And these are the problems I run into as the coding and billing expert. I’m contacted by state boards, department of Defense, meaning the va. The wa Hoag, world Health Organization and almost every carrier out there, including malpractice carriers that deal with documentation issues.

So I wanna give you the definitive way of making sure this is correct. You’ll notice here, this is a denial if you’re not familiar from the company, UnitedHealthcare, and it quite frankly, is a very good pair of acupuncture. And you’ll notice it indicates. The information submitted does not contain sufficient detail to support the services.

So what is it that they’re missing? And you’ll notice they’re missing it on the initial set. And the follow-up sets. So notice it says the documentation submitted, does not indicate the time was personal, one-on-one contact with the patient, and the duration of the needle placement or retention. Therefore, it cannot be supported.

So we have to start to look at what is it that we need. So the American Acupuncture Council, we provide at our seminars, this list here of the acupuncture codes, their description, but more specifically also the details of what the requirements are. So let’s pull this up a little bit. As you’re familiar with, acupuncture has four codes.

Two of the codes are for manual acupuncture, meaning, and certain needles with no electricity. And then the other two are for electro acupuncture, meaning inserting needles with electricity. In both instances they work the same. So let’s make sure we understand what these codes mean. They say for 9 78, 10 it says acupuncture one or more needles.

So the first thing you’ll notice what we need to document. Is that we’re inserting needles, so you have to have, what points are you inserting? That’s number one. And then of course it says without electric stimulation. So it means nothing there other than just the manual insertion. But then it says initial 15 minutes of personal one-on-one contact.

So we’re gonna highlight just on the basis of this code, you’ll notice there are two things you must have. You must have the time. That you’re there with the patient, but also the points of insertion without both, it’s not billable. So be very clear in your documentation each time you do a set of acupuncture, how much time did you spend and what were the points of each set?

Because notice 9, 7, 8 1 1, the additional set gives you the same parameters, each additional 15 minutes of personal one-on-one contact along with reinsertion of needles. Now, I’ll be very honest, I’m not a big fan of that term reinsertion because it gives a connotation that you may be taking a needle and putting it back in.

And of course, that’s of course against clean needle technique. So we have to be clear that it is inserting a new. an additional needle. So again, points and time and notice. It’s the same for electro. Whether you’re doing electro or manual, we have to have points in time. The difference for electrodes indicate what needles were electrified.

That’s all we have to do. So think if there’s two things, you must have time. and points, but let’s be clear, what does this time indicate? This time, as you notice, each code says 15 minutes, and I wanna make sure everyone sees that the 15 minutes. That’s true. But for 15 minute codes in C P t, same applies for physical therapy services.

Whenever there’s a time code in this way, time doesn’t follow 15 minutes, but what’s called the eight minute rule. So the actuality is that do you have to actually spend 15 minutes for a single. You don’t, you could potentially spend as little as eight minutes. Now, frankly, I don’t think too many people are gonna spend as little as eight minutes, but nonetheless it could be.

So let’s talk about how this 15 minute session is defined. What is this 15 minutes? Is it the time that you’re inserting the needles or is it more than that? So you notice here it says this means that the physician acupuncturist is in the room with the patient and is actively performing a medically necessary.

that is a component of acupuncture. And so what does that include? Literally everything. As soon as you walk in the room with the patient, that’s an activity of acupuncture because you’re asking the patient, Hey, how are you feeling today? Because notice what this includes, the history, any day-to-day evaluation, tongue pulse, palpatory findings, range of motion, whatever you do, including cleansing the hands, choosing and cleaning the points.

Inserting, manipulating, adjusting, anything like that, but also including removal, the disposal of needles, as well as completion of chart notes. So what I want you to think of acupuncture begins when you walk in the room and say, hi, Mrs. Jones, how are you feeling today? That literally is the starting point of the first set.

Because it includes that pre-service, the intra service and post-service work, even the time as you’re finishing with the patient, giving them home recommendations and writing it down. So what I need you to do is to document that. What time did you enter the room? What time constituted the first set, if you will, or when you left or came back.

Just make sure it’s there. And frankly, you can do it one of two ways. If you want to indicate that I spent 12 minutes, 15 minutes, 18 minutes, that’s. If you would prefer to indicate I started at 10 and ended at 10 22, that’s fine as well. But you’ll notice as I mentioned, the eight minute part of it. Notice one unit or one set of acupuncture could be as little as eight minutes.

Now for the first set, that’s pretty easy. I don’t think anyone’s gonna spend less than eight, cuz it includes all those things. Now the additional set, though, is also eight minutes. But notice how this. It’s eight minutes plus 15 because the second set must have a minimum of eight, which means you must complete the total time of the first.

What I’m getting to is you can’t do eight minutes for the first eight minutes for the second. That’s not two sets. Eight plus eight is only 16 minutes, which means one set. So a second set doesn’t begin until you spend 23 minutes or more face to. notice for the third set does the same thing. It’s 38 minutes, which means two sets, two full-time, 15, 15, 30 plus eight.

So it’s always eight into the next. And remember, there must be additional insertion. So by example, if you have a patient, they come in, you spend maybe eight to 10 minutes interviewing palpating and inserting the needles, and those needles remain in the patient for 30 minutes. You then remove those needles, sit the patient up, discuss with them, even though the total time might have been 30 minutes because of the retention, there was only one insertion.

So remember, whatever is the minimum, if it’s the insertion or time, it’s gonna default to the lesser. So be very clear because you have to indicate the time of active care. It’s not just the time that the patient is resting on needles. So be very clear that rest time is. If you’re leaving the patient arrest on needles, often you’re not in the room anyway, so that time wouldn’t count.

So be clear in the notes, how much time was spent face-to-face, what were the point of each set. Now, along with that, what I wanna focus, oops, I move that. Excuse me. Let me move this up. Here we go to make sure you can see where this comes from. This is a document from the company Regents, which is part of the Anthem Blue Cross Blue Shield Network.

But the reason I included it is I wanted you to see how they indicated it as well. They note the acupuncture codes as we’ve talked about, but notice it indicates seven minutes or less of a single service is not billable. That’s true for any time service. If you do only seven minutes of. That doesn’t count either.

So make sure it’s at least eight minutes and notice the same protocol. Eight to 22 would be 1, 23 to 37 would be two, but that includes that you’re doing a second insertion and so on it goes. So that sounds good. That doesn’t seem too hard, but I know for many of you, you’ve come to me and say, Hey Sam, you’re the expert.

Can you give me an example? So here’s an example of an office, and this is one that actually was. and past. I wanna make sure you can see that this is what you need to do, or at least something similar. Notice how clearly it’s indicated here. Treatment set one, it says the face-to-face time. It then indicates what points were needle.

It then notices that there’s eim added to two of the points, which means is this enough to bill for one set? Absolutely face-to-face Time, 20 minutes with those insert. and electricity electrical set. Then notice though it does something unique. It says needle retention after insertion was 12 minutes.

That’s fine if the patient’s resting on needles indicated. Then when you come back in the room, then you’ll indicate again after the patient rested with needles. Maybe they were withdrawn and repositioned. Do. Keep in mind, you do not have to withdraw needles for an additional set. It could just be more time and insertion.

So notice second set says face-to-face. Time is 18 minutes. It then highlights the points and then talks about if there was e-stim. But notice how clear this. From this, I bet you could all perform the service. What I want you to think of is that you should document in a way that another Accu Acupuncture could read it and go, oh yeah, I’m familiar with that.

Now you could argue maybe Sam, it doesn’t take me 20 minutes to insert those. I agree. It doesn’t take 20 minutes just to insert, but all the things that go on before the insert. During, and then of course even after just resting on needles doesn’t count. So anything you’re doing, that’s the component of it.

I want that time to count. So be very clear in your notes. The time acupuncturists generally indicate they spend more time with their patients than most other providers, and I would agree as an acupuncture patient I can certainly say that. I just need to make sure you document it. So here’s one simple example to do it.

Notice points and time for each one. Let’s do another example of a soap note. Now, this is an example SOAP note for those of you that are part of the American Acupuncture Council Network. In our ACU code, we have a template of this that you can use, but let me show you how it works. What it does is it gives a breakdown of the treatment, so you’ll notice what it.

It gives a very simple, what were the sets? Notice set one, two, or three. If you have more, you would just add a line, but notice it indicates the points and then the face-to-face time. Now this one’s a little different. This one indicates five 20 to 5 45. Either ways acceptable. If you wanted to put 25 minutes, that’s fine.

Notice the retention time is separate. They just make sure retention time doesn’t count towards face-to-face. And then notice each set does it that way. So don’t make this overly complicated. Make your notes in such a way that someone can read it. You can show them the time you spent face-to-face the points, and then do that same thing for each set.

Just realize that in order to bill for three, as you can see here, there’s gotta be more than 38 minutes face-to-face and insertion. So let’s take a look. This is 25. Notice this one’s only 10. Now it’s 10. Still enough? It is because it has to be at least eight. But remember, for three sets we need 38 minutes.

So 25 for the first. 10 for the second that brings us up to 35 plus an additional 20. That’s 55, so that’s more than enough than it would be required for the time. In fact, if there were a fourth insertion in there, could that have been a fourth set? Maybe. What I wanna point out though is that you might look and go why did they spend 20 minutes on this one?

At the end, when you remove the needles, is there time you spend with the patient taking the needles? Discussing with them the treatment. Realize all of that is a component, so I need it to be clear in your notes. Give me the time you’re with the patient for acupuncture. Remember, exams are separate, but for acupuncture as well as the points of insertion.

And remember, could it be one point? It could be. Generally it’s multiple, but it could be. Then notice the other thing. Notice the infrared heat. Infrared heat, lumbar spine for 20. , not a problem. There again, very clearly. What I want you to think of is, could you read this note and perform it and think of that as the gold standard.

Another provider can read it and clearly identify this service and could perform it. Again, you might say you spend less time because I know acupuncturists could put needles in fast, but remember, it’s not the time you’re putting the needles in only, but all the things that lead up to during and after that are a component, so don’t over complic.

But do make sure it’s there. When someone looks at it, can they clearly see the time? Can they see the points of insertion? Of course, we all know that this year, 2022 is the year of the tiger. Next year is the year of the rabbit. But what I’m gonna say to you is, you know what? Acupuncture is always in the year of time.

You bill a time related service. You need to indicate. Now remember, it’s face-to-face time. If the patient is resting on needles, that doesn’t count towards face-to-face unless while they’re resting, maybe you’re stimulating. That could work, but not just the period of resting. I know the acupuncture side go to often what she does is she’ll spend 10, 15 minutes insertions.

She then leaves the room for a while. I’m sure she’s probably treating someone else the time she’s gone. She comes back in the room and generally at some points, once she comes back in the room, that time. and then again, the time she spends with me, even after the needles, taking them out, doing the notes and so forth.

So just make sure time is there. The thing I run into that’s difficult for me to defend is when I don’t see any of that in your notes. So be clear for acupuncture time. And points must be documented. If you do, you’ll resolve almost every issue I’ve run into when it comes to acupuncture documentation.

Let’s get ready. How many of you have an expert on staff or someone you can go to? I am the expert. Let’s get ready for 2023 updates, coding changes, fees, and all those things are gonna be occurring soon. Go to our site, go to our network. We’re there to help. We’re always gonna be a resource for you. The American Acupuncture Council is always your.

don’t be afraid to reach out. Be careful. Don’t use Dr. Google. Go to a trusted resource. Until next time, everyone wishing you the best.

 

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Know Your Rights When Insurance Co. Asks for Money Back

 

Click here to download the transcript.

Disclaimer: The following is an actual transcript. We do our best to make sure the transcript is as accurate as possible, however, it may contain spelling or grammatical errors.  Due to the unique language of acupuncture, there will be errors, so we suggest you watch the video while reading the transcript.

Hi everyone. Welcome to another episode with the American Acupuncture Council. I’m Sam Collins, the coding and billing expert for acupuncture, the American Acupuncture Council, as well as the profession in general. This episode is gonna deal with a very common question that I get whenever I’m teaching a seminar or doing our network services.

People always ask, Hey, Sam, I got a payment. Now the insurance company is asking for money. What can I do? Is there anything I can do to fight this back? What if they recoup the money? There are many things you can do, and there’s laws and statutes that are on your side. Never assume what they tell you is correct.

Let’s face it, you do an insurance verification, you bill the insurance, they pay it, and then they come back later and say, Hey, we paid you money six months ago. Turns out we shouldn’t have. So let’s take a scenario like that. The insurance company pay. . Then they come back and say, Oops, we shouldn’t have paid because there were visits that were applied towards the whole overall benefit.

Maybe it’s combined with chiropractic, maybe with physical therapy, and now they want it back. What are our rights? What do we do? So let’s go to the slides. Let’s talk about what laws and things protect you in understanding how we have to deal with this. This is not uncommon. Now, I don’t want this to scare you off.

This doesn’t happen a lot, but it happens enough. You have to know what your rights. What are my rights when someone says, We shouldn’t have paid you and we want this back? So here’s a letter and please note everyone, this is a letter from Federal Blue Cross Blue Shield and notice what it’s saying. Dear Billing Department, they’re talking to us directly in regards to the request for repayment for claim.

The request made to you was a voluntary overpayment request. Because you are in network provider, you do not have to pay back any overpayment if the overpayment was discovered 365 days or more after the claim was finalized. So I wanna take a look at this letter and notice what they’re stating here.

They’re stating that they can request an overpayment if you are in network, but not if it’s over 365 days. So notice that’s why the letter says a voluntary overpayment realize most often when an insurance company is requesting a re. they’re doing. So just to see if you’re willing to pay it. So by example, let’s say a policy, as I mentioned, has 20 visits per year.

You verify it and they pay it, and then later they come back six months later, a year later and say, Oops, it turns out the patient already had visits with some other provider. Therefore, we shouldn’t have paid you. Frankly, whose fault is that? You did the proper verification, you bill it, they paid it.

Now they’re saying, Oops, we made a mistake. We want you to pay it back. So notice that’s why this says voluntary. So even though this provider is in network, they’re saying please pay us back. My issue is gonna be no thanks. Why should I pay you back if it’s your mistake? In essence, what they’re saying is, we made a.

And the patient’s benefits weren’t there. Therefore, we want you to pay back our mistake. My rule would be, no, you go to your insured, That’s who you made the mistake with. Cuz essentially what they’re trying to push you to do is you pay them back and now go after the patient. Why would we have to go after the patient if that’s your insured?

That’s where you’ll notice the difference here. Notice it says here, the request made to you was volunt. And because you are in network and it’s over 365 days. So notice now the difference if they had done this within 365 days because you’re in network, they can take it back. This is one of the downsides of belonging to an insurance you give them to right to recoup.

Even when the error wasn’t yours. It was their own mistake. So it’s one of the downsides of being in network. Now, if you were out of network, could you just completely refuse this and say, Actually you could in the absence of fraud, where something you build wrong or maybe they paid you twice, you are under no obligation to refund this.

I’m gonna point you to this is a letter that we use for those in our network, or those that come to a seminar that deals with an insurance company that has paid you and then subsequently wants it back. So notice at the top it says, We received your letter where your company’s requesting re refund the payment, and you reviewed the benefits and nothing here shows otherwise.

So let’s move down here. It says, I feel that you have do not have the right to place this burden upon my office by asking us to correct your error. And this is backed up by Case Law. Notice it says, I would like to bring your attention to cases involving the Federated Mutual Insurance Company, and essentially it says the insurance company is in the best position to know the policy limits and must bear the responsibility of their own mistake.

So again, if you’re out of network and the insurance is asking for this back, understand if they made the mistake and paid more than they should. Maybe there was a deductible, they didn’t apply or they just applied more visits than the plan allows. They have to bear the responsibility for it. And again, case law noting dating back to 1974, so for many of you may not have even been born yet.

The next case goes from here for national Western Life Insurance Company. And it says in the absence of. A healthcare provider is not legally obligated to run refund payments. It receives from an insurer if the insurer subsequently determines they were paid in error. So let’s do this example. You call, the plan says they cover acupuncture.

Great. You bill it, they pay it, and then six months later they say, Oops, it turns out we don’t cover acupuncture. Whose fault is that? You did everything properly. What they’re saying is, pay us back and you chase the patient. My rule would be, You go after your own patient. That’s why that one said voluntary.

You’re under no obligation to pay this. So when you were out of network, , you may completely push back on this with citing these two case laws, because if there’s nothing wrong with the claim, you didn’t bill anything in error. There wasn’t something billed that you didn’t provide, or they didn’t pay you twice.

If someone pays you twice for the same data service, you do have to refund the overpayment of that. But outside of that, the answer is absolutely no. Again, if you’re out of network. Now, why is it different if you’re in. It’s different when you’re in network because part of the contract we sign, when we join these insurances, it literally says in the contract, Should we make an overpayment?

Even if the error was on our side, we can recoup the money. And I’m sure many of you, almost Sam, that’s happened to me before. They just take the money from another patient. They will if you’re in network. If you’re out of network, they should not be because they have no right to that. In fact, the case law stands up, but let’s talk about if you’re in network.

Notice it said one year. Now that’s the federal statute, which is generally equal to what the billing time is. So if the billing time is one year, they have one year to recoup again, if you’re in network. So if you are in network, they can recoup. Within the timeframe of the statute of limitations, and that’s where this is a little bit different from state to state.

So I’m gonna give you a little breakdown here. This has every state, and you’ll notice it can vary from some, That’s one year, 36 months, five years, two years, all the way down to as little as 30 days for some. And some states don’t have any, which to me means it defaults to the federal statute. But always know the statute of limitations.

Just like an insurance. You know how some insurances are? You have 30 days to bill 60, 90, or one. The same thing applies here for a recoupment. The state law will break it down. So is it one year or otherwise? So know your state and whether or not you can push back. My rule would be always send a letter like this in a response when you are out of network.

Even in network, I would use the same protocols, but then follow up with the statute of limitations. Do not be. To push back. The assumption is often you don’t know better and are just gonna pay, cuz we’re afraid of the insurance we’re gonna get in trouble. If they could recoup it in network, they probably would’ve.

So take a look here. Here’s an Aetna claim, and notice what it says As a result of a routine claims payment, we previously notified you that there were some differences between the amount paid and the amount, which you should have been. That’s their own issue. So notice and I highlighted it in yellow, it says, Our records indicate the overpayment as noted on the enclosed document, is not eligible to be offset from future claim payments.

In other words, you’re outta network. So we can’t force you to pay it back, but we’re gonna please say therefore we must request you issue a check or money order payable to us in the amount that’s requested. You know what my answer to that is? No thank. Why would I voluntarily send it? When do they ever voluntarily say, Hey, you know what?

We’re not paying you enough. We’re just gonna go ahead and pay you more. Know your rights. Don’t be afraid to push back when there’s a request for overpayment. Was it truly overpaid? Did they pay you more than you billed? That you would’ve to pay back the amount over what you build? Or if they paid you twice.

But if you’re out of network and they later decide, they didn’t feel they should have paid it too. That’s on them. They should know their own policy. And the Statue of limitation applies for those of you who are in network, just like they put a limit to the time that you can send a. They will have limits to when they recoup.

This is why a lot of providers think maybe I don’t want to be in network, cuz I give them a little bit of power that’s part of that tradeoff. We did this in an earlier talk with you of trading off what is it worth it or not. Now this doesn’t happen enough to where it’s gonna major problem, but it’s something to note within your rights because many times they’ll just send you a letter hoping you’ll pay.

Let’s say you send a hundred of these letters out, maybe 50 of the doctors know the rule. They’re not gonna pay it, but the other 50. That’s an easy way for them to recoup money by simply having people not aware of what their rights are. Notice. These plans aren’t necessarily there for you. Always be able to push back and know where the laws fit.

That’s what we’re here to do. That’s what the American Acupuncture Council is there to do. We always wanna enhance your practice as I do. For those of you who would want to have help, just what we’re doing now where we can deal with this one-on-one via phone or Zoom or otherwise, you may wanna join our network.

Take a look at our site. You can do the QR code or go directly to our site. Remember, it’s aac info network.com. We’re always here. The American Acupuncture is always going to be your resource, your place for help. And remember, first of the year is coming. What’s gonna be changing, lots of things, codes, fees, and otherwise probably time to get to a continuing education seminar with the American Acupuncture Council Network.

I hope to see all of the future date. Until then, best wishes everyone.

 

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The Pros and Cons of Joining an Insurance Plan

 

 

Hey, should I join this plan?  Is it worth it? What are the good ones? Which are the bad ones?

Click here to download the transcript.

Disclaimer: The following is an actual transcript. We do our best to make sure the transcript is as accurate as possible, however, it may contain spelling or grammatical errors.  Due to the unique language of acupuncture, there will be errors, so we suggest you watch the video while reading the transcript.

All right everyone, and welcome to another edition of To The Point with the American Acupuncture Council, and thank you to the American Acupuncture Council for this opportunity, but also as an opportunity for you to get more information about how to make sure you can run a well run, well-rounded practice, one that you enjoy doing, one that can also be profitable.

On today’s topic, what I’d like to discuss is manage care, joining an insurance. Let’s go to the slides. Let’s talk a little bit about that. Cause it’s a very common question I get as a coding and billing expert and doing this for a number of years with seminars, one of the main questions I get for members is, Hey, should I join this plan?

Is it worth it? What are the good ones? Which are the bad ones? And what I wanna do with this is try to give you a little bit of a primer on what you should do or understand when you join or think of joining, what are the things that you must consider? So managed care plans, I like to think. Is it worth it?

Is there a value to join or not to join, if you will, is the question. So let’s focus in, Let’s really talk about what we mean by the term managed care. Often, I think we misunderstand it, but in many ways managed care just means that the insurance company is truly managing the providers you’re joining.

And you’ll often hear these terms like a preferred provider or a member provider. And these are often what we call ppo, preferred provider organizations or HMOs. And these are plans that the patient is given incentive. To see the doctors within the plan, generally with lesser copays, deductibles, or within hmo.

Of course, it means if they go someplace that’s not in the hmo, there’s literally no benefits, so we have to look whether or not this is worth it. So here it says, insurance plans that provide or that have the provider acupunctures to join in order to gain access to get the insurance payment. Sometimes remember, You can be outta network, and this is one of the things to consider.

Do you have to join an insurance to be paid by it? And let’s make this clear on a regular insurance plan. Once you are licensed, you may bill and access benefits. Unless the plan has a provision that they only pay for providers in network. Be very careful. A lot of people when they first start will think, Ooh, I have to join.

In order to gain access and you don’t. So first thing is make sure, does the plan have benefits that are out of network? Meaning any willing provider or do they require in network by example? Some of you’ve probably have seen these Medicare Advantage plans, Part C plans. They’re advertised quite heavily right now.

Pay attention to on television commercials, and you’ll see companies like United and Cigna and others advertising that there’s acupuncture benefit. Bear in mind, many of these plans don’t require that you join as a provider. Just be willing to accept the patient. Now, when you do accept the patient, you’re gonna be limited to their fee schedule, but at least that way gains access without joining.

Now, the other side would be, if I join, would it be more likely for the patient to come to me? Does it incentivize them enough to choose me as the provider? So again, the provider gains access. But we have to make sure, is that access we could have already had. The real issue here, I think that we want to consider is your business is that it’s a business.

I know it’s a practice and you’re there to help and all do all the good things to care for someone, but at the end of the day, it’s still a business. So like with any business, we have to make a business decision on this type of plan. There is a trade off. What is the trade off? The trade off is if you join, you gain access.

In other words, the patient has incentive to see you. Now, for me, the big issue is does the patient have complete access or is it one that they could still go anywhere? So the bottom line though, it gives you access. It allows the patient to come and see you and have a benefit. And let’s face it, people who have insurance are more likely to go to the doctor than those that don’t.

I’m sure you’ve all witnessed that. You all probably know someone right now, maybe even a family member that needs to go to the doctor but is not going because affordability, they have no insurance, no benefits. They’re not going. So this often is why people with insurance generally go to the doctor more because frankly they have access.

Always think of what’s the barrier to care. Often money. So this may help with that. However, talking about money, the trade off is yes, you may get more patients or at least more access. , But do you get paid? You’re saying money. No, you don’t. Mostly, and I’ll say every time you join a plan, there’s always a reduced or limited reimbursement you can collect.

Now, that reimbursement could be decent enough that it’s worth it, but it may be too low. So one of the things to consider is there enough value for me to do it? In other words, the choices can, the volume. Make up the difference, and in some ways, think of managed care, and this sounds awful, but Managed Care, in my opinion, in some ways is the 99 cents store.

The 99 cents store is a very popular store, but how does that store really function? They have to sell a very high volume of goods because they’re only 99 cents. So you have to think of it when you’re getting reduced payment. Your volume has to go up. Now, this is something that’s a little more complicated for an acupuncturist.

Say, compared to a chiropractor, you have to provide all the services that you deliver in a acupuncture, excuse me, in a chiropractic or physical therapy setting, they can have assistance. Acupuncturists are pretty much out of the loop on that, so it means, for the most part, you have to do everything, all the care, and of course, your care is very time.

I. , Let’s face it. Each set of needles is 15 minutes. And while the eight minute rule does apply, even if you’re doing three units, you’re spending close to 40 minutes, maybe 45 minutes with that patient in your. That’s a lot of time if you’re only getting a very minimal amount of reimbursement. So you’ve really gotta kinda weigh out the pluses and minuses.

And what I think you should do is start to really to look at these plans from a true business standpoint. Like just when you take your first business course in college, one of the things you learn is, Hey, can you make a widget? How much does it cost to make the widget? How much can you sell it for? And how many can you sell?

That depends on how profitable the business can be. So what I’d like you to do is keep it relatively simple. Get a piece of paper, draw a line down the center on one side, put yes, one side, put no, this is exactly what I do with my network members. It can be a little bit more detailed. Obviously in this form we’re limited, but this can give you a good starting point.

Am I gonna join something? The yes would be if it’s exclusive. If the patient has no benefits at. Without you being in the plan. To me, that’s a big yes to join because otherwise there’s no access. What if you’re in an area where there’s a group where a lot of people in your area belong to it?

Would you likely wanna join? Because if they can’t come to you with their insurance, are they still gonna come in or are they gonna choose elsewhere? So an exclusive plan to me is a big yes. However, keep in mind, what if it’s non exclusive? And be careful. A lot of PPOs prefer provider organiz. Are not actually as exclusive as people think.

An HMO is one where the patient has to go within the plan, but a PPO is one where the patient can still choose to go outside of it, and you want to check to see if I join, could the patient still come to me? One of the things I will be concerned with is often people join these plans and all of a sudden realize, Hey, I’m getting less money.

I’ll give an example. Sigma Insurance has done this. There’s a group with a SH that if you join. You get a limited reimbursement, but if you’re out of network, your reimbursement’s the same but or is higher actually. So from that standpoint, often you really wanna look to see if it’s not exclusive, what type of access does a patient have?

And here’s another example. United Healthcare generally will pay providers better that are out of network. And you’re thinking that doesn’t make sense. That’s how the plan works. It just pays more. Now, the difference could be though, maybe they don’t find you because you’re not in the network, or sometimes their deductible could be higher for out of network providers.

So I look first, if the patient could come to me anyway, what’s the incentive here? So you have to look at what’s the balance and how’s it gonna draw someone in, because at the end of the day, it comes down to if I’m gonna join, even if it’s exclusive, is the pay reason. Does it pay me enough to really make it work?

Bear in mind, there are some plans for acupuncture that I kid you not pay as little as about $40 per visit, and that’s all inclusive. I don’t care what you do, you can do five sets of needles in a therapy or two sets of needles. You’re still getting, the $40. And also keep in mind, this is something that surprised someone the other day.

They had a plan that pays 63 42 with a $25 copay. And they had the mindset that the plan was gonna pay 63 42, and then you charge the patient 25 on top of it thinking they were gonna get close to $90. The reality is, in a plan like that, when it says it pays 63 42 with a $25 copay, they’re going to allow 63, 42 minus the 25 that the patient pays.

So the total you. Is 63 42 with 25 of it coming from the patient. So we have to look even at that amount. Is that reasonable? Is it enough for me to really make my office work? What if it just simply pays too little? know, You look and go, I can’t do that. Work for it. You know yourself as a practitioner, some of you could spend maybe 20, 30 minutes with a patient.

Some of you might spend an hour or. The more time you spend, the more value to the service. You can’t really survive. If you’re seeing a patient for 40 bucks and spending an hour or plus, I don’t think you can keep your practice helping. Let’s face it, that means you can make a max of maybe 300 a day, and I’m not sure $300 a day is gonna keep enough for your office as well as your home expenses.

The other fact to think of though is what if I joined? Does it bring me many new patients? Would it give me access to people who otherwise wouldn’t? That’s something to consider. What if all of a sudden you can get many more patients? Realize if an increase in volume happens, then that could still increase the bottom line cuz you’re seeing more people.

The limitation as an acupuncturist though, is how many people can I see per day? There’s limits there. There’s only so much time in the day. If you spend an hour with every patient, all you can see is eight and eight hour day anyway. So something to think of. But if it brings a new patient, I think.

That’s not a bad thing. You know what? If this is a new patient that you wouldn’t I otherwise see? And bear in mind, I had an office once that said, Sam, I’ve joined these plans because when I join, these people come in. But they often refer me people that aren’t part of the managed care plan because they have friends.

And so I thought, Okay, tangent. Generally I can see where there may be a benefit there, but those are all the things to weigh out because bottom line, what if they’re already a current patient? And this has happened to me. I had an office that they joined. And they were getting a hundred plus per visit.

When they joined, they got dropped to 60 and I thought, didn’t you find that out before joining? So before you join, really ask the hard question, What does it pay? Realize, because of the no surprise act, the insurance company have to be forthcoming with what they’re going to allow. So be careful before you join, really start to weigh out all these factors, and you may look at some other things as well.

Sometimes these plans, as America Specialty Health, may request that you send pretreatment author. After a certain number of visits. Now, I won’t say those are very hard, but that’s a lot of extra work or at least extra work that you have to do after five visits. Is that worth it when you consider the time that it takes to do it Now, what if it even only takes 15, 20 minutes?

That’s still time. So again, we have to weigh all those factors in. Now, if it has a lot of things that you’re required to do, maybe. If it’s relatively simple, and again, you have to learn to make it work and understand what they’re looking for. But you can see here this lens toward be a little bit more scrupulous.

Don’t be afraid to be a little bit more focused on is there enough value here? Now, the good news is, let’s say you join something and it turns out to be horrible, and you’re like, Oh my God. You can always drop out, but bear in mind, dropping out is not immediate and be also conscientious that when you join something, always ask.

What other plans will this join me to? By example? If you join a group like multi plan, it’s not just one. It often attaches itself to several things and be conscious that you can sometimes opt out of these types of plan. You can say, Okay, I wanna belong to this one, but not that. So by example, with some as H policies, you can choose to opt into Blue Cross, but not Blue Shield or Cigna and not Aetna.

So before, always look at what do I really want to join? What’s good for me or what’s not so good and see about opting out. At the end of the day, it’s all about the value, The business value, I would say. Think of what your cash rate. Cash rate is meant to be simpler, less because there’s less work. I’m not saying insurance coding and billing is hard, but there’s more time.

So often for cash patients, we’ll offer like 10% off because know, we don’t have all the other background paperwork. Okay? So think of that rate. In my opinion, I need at least that to be darn close to what my cash rate is. Now, obviously I don’t think anyone has a cash rate as little as. So I’m looking at 60 or 70.

So a lot of these plans I look at and go, I’m not so sure unless I can really make it up in the volume. But I wanna look at does it match that, or at least this, Have you ever thought of, what does it cost to treat a patient in your office? Really, know, what’s your bottom line? What does it take for me to just keep my office open?

Now how do we do that? What I’d like you to do is to take your office over. What does it cost for your office? And that includes your rent, your lease, cost of needles, table paper, everything to rent in your office. You know what I’d actually include with that? I’d include student loans. I really think that’s part of your office cost.

But anyway, take your overhead, then divide that by the average number of patients per month. Notice I didn’t say, or excuse me, patient visits per month. Not patients, but patient visits. So by example, let’s say your overhead cost is $4,000. That’s what it costs to run the office, and 25 visits per week or a hundred per month.

That means in order for you just to break even and pay for the office, you have to get at least $40 per patient. So when you’re looking at a plan like an ASF that’s paying 40, you’re making nothing. So unless you can increase the volume, this really doesn’t help. So be careful before you decide to choose.

You cannot do this at a loss. It’s gotta be with some level of profit. Now, maybe you can have an office cost that’s only $15 or $20 a patient. So some things to consider, but I really want you to look at the business side of it, and this is the part maybe we don’t like doing. You want the school to be an acupuncturist.

You are good at what you do. You help people. The part we don’t like is, What do you mean I gotta deal with the business end? And that is an important part because unfortunately a lot of acupunc. Within three to five years of graduation, don’t practice because they simply couldn’t deal with the business side of it.

And I want to help you with that to say, could this make a difference? Now what if you join this plan and though it doesn’t pay very much and that doesn’t meet the overhead expense, but what if you have an office, you’re not very busy, and you have openings for another 20 visits per week or more.

I would rather fill them with these than not have them at. And then maybe you can build the practice from there on other referrals and get them sold on maybe maintenance care. So there’s some things to consider here, but I want to be careful that if it’s gonna take away an existing patient and all of a sudden now you’re replacing a hundred dollars patient with a $40 patient, not a good idea.

Realize that under ash, depending on the plan you join, whether it’s Cigna or others, the reimbursement can be as little as 40 to about $90, which means in this aspect, you could be making $0. Actual profit to maybe 45 per patient. Now that’s not awful, to get 45. In fact, I think we can make overhead a little bit lower.

So let’s take a look at like Ash with Cigna. And I’m gonna say this varies from state to state. I’m giving you just one state here, and you’ll see here they allow 51 for the first set, 38 for the second, but it’s just a maximum of two. Means you’re gonna get $89, you’re not gonna build multiple sets or therapies.

They’ll either pay two codes and the max is 89 per day. Now is that. No, I think that’s reasonable. I think that fits a lot of people’s cashes too. Two sets, meaning you can do it 30 minutes, they do pay separately for exams. But let’s be honest, notice the exam price are only 20 to $40. So when you’re getting managed care, you gotta know that I’m gonna get probably less than a hundred dollars per visit.

Can I make that work? Does the volume hit it? And remember, this is an ash tier. When you join Ash, and I’m not saying this is negative for ash, I just wish they paid more. Most acupuncturists when you join is gonna be put at a tier three, which means when you’re a tier three, after five visits, you have to send more information about the need for care from the patient.

Now, as you’re in the plan for a length of time, you may reach a tier six where you don’t have to do that because they know that you’re trustworthy. You’re not over utilizing. But you can see here, there’s extra work. Now, again, I’m not against it, and there’s ways to work with that. That’s one of the things I do with our network services to help you with that.

But I want you to also look at this overall and know yourself. If you know that you spend more time, if you know that you do not like to do extra reports, this may not be for you. You’ve really gotta make the hard choice of is there enough value for me? I’m not against joining, but take a look at the plans and what the incentives.

How does it increase the volume of patients? Does it bring in 10 general patients? So let me give you a kind of a quick primer about what must or should you join. I’ll never say must, but these are just my opinion. I will certainly say if you’re joining the va, that’s a win-win, meaning there’s no negative to that, in my opinion.

If you join the va, whether you’re on, Texas or west of Texas or East with Optum, Tri West, or Optum, when you join, there’s no cost to join. And the only access is to VA patients. Now, if you get a VA patient, it’s great that VA patient’s probably gonna equal 1500 to $2,000 of reimbursement for the amount of services they offer.

So I’d say, Okay, there’s a value there. There’s no downside, because if you join the worst thing that happens, you don’t get a patient. If I get just one or two a month, that certainly could be worth it. So I think for me, there’s no issue there. I think HMO plans like Medicare Part C. Now notice I’m saying Medicare Part C, I’m not talking regular Medicare.

I’m talking the Part C policies with the additional acupuncture benefit, those I have no problem joining because again, this is exclusive. If you’re in, you can see the patient and these can actually decently reimburse. They give access not only to acupuncture, but to exams and therapies as well. So those I have no problem.

Again, no cost to joining. What about optional plans? You know what? If I wanna join an a sh or Primera or Blue Cross Blue Shield look to see what does it do, what else does it join you to? I would start with, is it exclusive? Is my number one issue. Cause I think if I wanna bring people in, think of how many times you’ve had a patient come in and has this ever happened to you?

Have you ever had a patient that you gave a hardship? that you hardly charge ’em anything, but you wanna be helpful. That’s what you do. And in turn, that patient wound up referring you many patients. So realize there’s more benefits that could be there, but you wanna start to weigh that out. Is there enough value outside of this?

I’d really have to work with the individually to say, Okay, let’s talk about what area you in, What part of the country, what county, what city? Who is insured there? What type of plans are you seeing? Is there enough a benefit to do it? Does it pay enough? Now, as you can tell, this is complicated. The good news is you’re never stuck, but you do wanna make some choices and decide whether or not it works for you as a business provider.

At the end of the day, you are providing a service that has a value, and that value has to be enough to pay for you and your office, but just your home cost as well. So it’s something to consider. I would say certainly take some time to look through it. Don’t be afraid to be a little scrutinizing, and if you jump in one.

Don’t like it. You can always jump out. Keep in mind though, one thing, you can join one plan and not necessarily have to join the other. So when you join like a sh, make sure you know that. Can I opt into one plan? Maybe I belong for Cigna, but not for Ner or some of the others. So keep in mind to always look at all the aspects of whether or not, what do I have to be in?

What am I automatic or what are optional? Cause I would certainly not wanna be part of personal injury or some of these other things that may be involved with them. And that’s what we do at the American Acupuncture Council Network. For some of you, You may have already been familiar with this, but it’s a chance for me to be part of your staff.

Give me a call, send me an email, do a Zoom meeting with me, and we help your office. Take a look here. Just go to our website or do this QR code. We’re here to help. We always want to have you to have the best possible practice you can. That’s really our goal. So we’re always here to serve American Acupuncture Council Network.

Here’s our phone number. Go to our website. I will say to all of you, best wishes, and don’t be afraid. Make that choice. Decide what works for your business. We’re here to support you. Until next time, everyone take care.

 

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Acupuncture Medical Necessity and Preauthorization– Made Easy

 

What I want to focus on is the medical necessity of acupuncture. How do we define it? What is it? And then how that leads to pre-authorization as I’m sure many of you have noted acupuncture has become very well covered by lots of plans.

Click here to download the transcript.

Disclaimer: The following is an actual transcript. We do our best to make sure the transcript is as accurate as possible, however, it may contain spelling or grammatical errors.  Due to the unique language of acupuncture, there will be errors, so we suggest you watch the video while reading the transcript

Hi, everyone. Welcome to another edition of the American Acupuncture Council malpractice, To The Point, getting your practice better, making your practice improve on many facets. My job as always is to talk about the acupuncture and getting paid for it. How do we create that business model? Today’s edition.

What I want to focus on is the medical necessity of acupuncture. How do we define it? What is it? And then how that leads to pre-authorization as I’m sure many of you have noted acupuncture has become very well covered by lots of plans. Aetna now mandates it. I If you’re in Massachusetts, it’s mandatory on their coverage.

And of course there are five states with acupuncture. That’s mandatory, but many plans now are covering acupuncture, but let’s even go beyond that. What about a cash? I want to focus on a little bit on both of those in the sense of let’s talk about what is necessity, how do we define it? And then how do we use that to get pre-authorizations?

One of the things I deal with quite a bit, and being an expert on coding, billing, documentation and collection is, Hey, how do I get them to approve more care? Particularly if you do the VA. Premera or Ash, any of these types of plans. So let’s go to the slides of room. Let’s talk about the medical necessity of acupuncture and pre-authorization as always, there’s our website and there is my email as well.

Let’s talk about what is medical necessity of acupuncture? How do we define it? And I think you really have to look at it in two ways. It’s really the same, but two different ways you have the patient and you have the third-party meaning. If someone else is paying for it, if you’re paying for something you want to make sure there was service was provided and it was needed.

So from a patient standpoint, let’s think what does a patient need for medical necessity? I come to you. I don’t feel good. I’m in pain. What am I looking for to reduce my. So medical necessity for a patient is, does it work? Does it accomplish why went to which is an always pain management? Obviously acupuncture can treat more than just pain, but you get my point.

Let’s keep it simplistic on the pain level. Did it improve it? Let’s face it does pain medication. It does. You, if you take enough Vicodin or, something more S more significant what it reduced the pain. Sure. But then what is the outcome you’re asleep?

You don’t feel the pain cause your body’s knocked out. So does that really improve anything? So from a patient standpoint, they’re not just looking for pain, Redux. But improvement of their life improvement of their activities of daily living. And so from that standpoint things, but medical necessity for a patient is either they’re getting better or they’re not, if they’re not getting better, what did they do?

They stopped coming simple as that. When we deal with it from a third party, meaning someone else’s. Let’s say a parent is paying for a child. If it’s not working there to stop having them come well, insurance works the same way they want to make sure is the patient getting better. And I think this is where agriculturists often have a hard time.

Acupuncture works very well, as you all know, but I will go back to, did you demonstrate it that’s really going to be an important factor. How did you document that the patient got better is a statement. Like I feel better, really adequate. Think of it like a person. If you put someone on a diet and they go, oh my God, I feel better.

I have more energy. Those are good things, but what’s the purpose of the diet for the. Is to lose weight. So we need evidence of weight, loss, or evidence of reduction of pain. So let’s take a look at how does insurance define this, and this is an Anthem policy, their newest guideline notice just from this year.

And this was their typical acupuncture guideline. Now, with this, it gets a bit confused when it talks about medical necessity and mostly it gets into the types of things that they allow you to treat nausea, vomiting, chronic pain, and so forth. But I want to highlight this. It says the individual being treated continues to experience one or more of the conditions listed above and the requesting physician documents ongoing benefit from the use of acupuncture.

So what is going to be the. Or reduction of these how do we demonstrate it? Is it going to be enough to say I feel better? And I’m going to say probably not let’s take a look at like Aetna, here’s the epic policy when it comes to acupuncture and it talks about the types of things they’re expecting.

And the main thing they’re expecting is this, the plan of care should be ongoing, updated as a matter of hours, condition changes, meaning we have to have evidence of change and are considered medically necessary. Only if there’s a reasonable expectation. That acupuncture will achieve measurable improvement.

This is where I think we have difficulty. A statement of, I feel better is not really measured. So we have to somehow try to attempt to quantify that. And it says, of course the patient should be evaluated regularly. The bottom line is treatment goals and subsequent documentation should result in that.

There’s an achievement of a change. What if we’re saying a pain reduction, we have to stay to such by how even a numerical pain scale while not perfect, at least give some evidence of that. But I’m going to say to you that’s not enough when it comes to pre authorizing care. If you’re dealing with a premier Ash, a statement of reduction of pain is good, but they want a little more evidence.

So let’s take a look at what they all say. Maintenance treatment is where the member symptoms are. Neither regressing or improvement is considered not medically necessary. So keep in mind a lot of times you’ll say the patient’s not getting worse. And while I don’t disagree with that, they’re going to question well, if they didn’t get.

They not get worse. So we have to be able to have some ability to prove it. So this says here, if no clinical benefits is appreciated after four weeks, then treatments should be reconsidered. In other words, they’re not expecting the patient to be better overnight, but some measurable change will even Cigna gets in the mix here.

It talks about it’s protocol. What I’m showing you here is from each carrier. So that way it’s not just Sam getting opinion, but what did they stay that. They say standardized tests and measures a functional outcome measures. And it says measuring outcomes is an important component of acupuncturist.

Practice. Outcome measures are important in direct management of individual patient care and for the opportunity to provide the profession and collectively comparing their results to others. How do we know ours is better? We compare it. So here’s what it says. Second paragraph, the use of standardized tests and measures early in an episode of care, establishes a baseline of status for the patient.

Providing a means to quantify change in the patient’s home. Outcome measures along with other standardized tests and measures used throughout the episode. In other words, we’ve got to measure things. So be careful of, I feel better. That’s good. But when they say they feel better, I want you to measure it simply this way.

When you say your pain is bad, give me a couple of things that you can’t do or have difficulty doing because of the pain. And then as it improves, How have those change. So you want to start to think of, I want to use tools to make this easy and what I want to point out, this is quite easy. I would even say an acupuncturist could have mediocre documentation so long as you’ve documented the aspects of the care that was delivered, the time the services.

And ultimately the outcome, the biggest thing is what is the outcome of the patient? So I like to take ever, of course, behind the scenes for United Anthem and a lots of policies, including Optum. And here’s what they say. One thing is you should use a pain scale. Don’t just tell me their pain is hurting.

Give me a level, the only problem with the pain scale. How do we really measure what is the difference between a seven and a five? So what I believe, and it may be even a better tool. So take a look of what it talks about here, about functional measures, and you’ll notice a common theme, documentation of a patient’s level of function as an important aspect of patient care.

The documentation is required in order to establish medical necessity of ongoing acupuncture treatment. It says the patient specific functional scale of the PSF. Is a patient reported outcome that is easily and appropriate for acupuncturists to demonstrate the care. So keeping it simple, don’t think it has to be very hard, but keep simple things of a patient’s telling me not so much how much it hurts, but how pain affects function.

In fact, I’m going to give you a tool today that you’ll be able to take away from this presentation. So what this is all pointing to is that medical necessity comes down to data-driven. Tracking changes and restrictions of activities that they live, not just paying. Cause if pain was the only measurement, heck we might as well take pain medication, but pain medication, of course, all the other side effects.

And the fact that there’s no increase in function, it means it’s not quality care. So we want quality care that not only reduces pain, but increases function. And that’s frankly, what you do think of how many times all of you have had this miracle in your office. A patient comes to you. They’re basically.

And they’re saying I’ve been to a Cairo, I’ve been to medicine, I’ve tried this, that physical fit. They tried everything and they figured what the heck I’ll let acupuncture give it a shot. They come in and after a visitor too, they’re like, oh my God, I can’t believe it. Think of the. Of that.

I bet some of you became an acupuncturist because that happened to you. What we have to do is deliver that in a way that not just that the patient sees it, but that we’ve documented them, seeing it, think of it. Have you ever been to a medical doctor? And I don’t say this as a negative, but that’s not the way they treat.

If you ever went in and you left going, God, I feel so much better. My headache is gone. That’s not the way they treat. They prescribe the send out of their information. You have the power of someone can come in with a headache and literally leave. Was it before. That’s the powerful. That’s a value that patients want.

We have to make sure did we demonstrate it. So I want you to thinking along the lines of something we call Promus, this is the new term you’re used to outcome assessments, but this term promo stands for patient reported outcome measurement instruments. And you’re familiar with many of these Oswestry, the low back one neck general pain index.

I want to show you some examples to implement some easy ones to don’t make your life too complicated, because frankly, as much as I like this is the one for the Oswestry for local. That’s 10 questions. That’s a lot of information. Will your patients really adequately fill this out accurately? Every time you do it, to make sure you really have got a valid assessment.

And I’m going to say in many instances, no, if you’re going to use this one, I would make it part of the history or exam that you ask the questions because your patient may not remember what they said last time. And how many times have you had a patient tell you they feel better? But yet their pain scale, they note it was higher.

You’re going to go wait, that doesn’t match because they don’t remember. So this is good, but is it sometimes not as valid because patients just simply don’t fill it out accurately. So I’m going to recommend something simpler. This is called the general pain index. I particularly liked this one because it covers almost any condition.

I don’t care if they have headaches, abdominal pain or knee pain, because what this does is it focuses not on how much it hurts, but more about the function. So notice each question. Family and home responsibilities, recreation, social employment, and so on are focused on not how much it hurts, but your ability to function.

If you have good function, it’s a zero. If your function is reduced, it could be, completely it’s a 10. So the higher, the number of them when the patient scores this, the worse off they are. So we do this at the beginning. Maybe they score 30 points. After two weeks of care, you do this again. Now they dropped down 10 or 15 points.

It’s clear evidence. Objective. Of how the patient has changed, not about how I feel, but the function part of it. You correlate that of course, with other objective findings. How about this one? This is something new called the pain interference, and this is something the VA is really pushing and you’re going to notice, we’ll see them.

That’s pretty much the general pain index, except it’s just not as detailed notice. There’s only five ways to report this one, as opposed to the tenants. Where it’s interfere with day activities from a little bit too very much. It’s still good. I just don’t like it as much because it’s not as quantified, but this is when you could do weekly.

I prefer something with numbers, frankly, because it’s a little bit easier to score, but this is a good tool as well, because this is the evidence of the change. If someone’s losing weight, when you put them on a diet, how do you prove it to I’m on scale, then the next time you use these scales. So think of it when you’re going to make a request for services.

We have to have something we can provide to show that the patient’s gotten better. So I’ve taken this from the VA’s requirement for increasing or for requesting additional care. And it says what they’re looking for, a significant durable pain intensity. By functional improvement by clinically meaningful improvement on validated disease-specific outcome instruments.

Oh my goodness. Where have we heard of this? Do you see the consistency here? And of course, if there is any reduction of pain related meds as well, but it says here, objective measures demonstrating the extent of meaningful clinical improvement today. And the rationale for treatment requesting care is what they need.

Show me that the patient, Hey, they’ve improved 20% after two weeks of care and it’s been considered. Why wouldn’t we continue that care until they’ve reached a point of plateauing where there’s not any improvement, realize that so long as the patient’s improving, there’s a reason to continue care when the patient plateaus at a certain point, obviously that’s when we put them on a maintenance, stylish means not covered by insurance, but at least something where the patient can know the value of it.

And notice it also indicates including any barriers to recovery. So you want to think along the lines of, do I have information that someone reading it could go, oh yes, this is what. A statement of, I feel better. Isn’t that valid. So let’s take a look at a medical necessity when it comes to American specialty health.

This is the one that probably can be some of the strictest. What things do they rely on diagnosis? Of course, past history. Those things obviously creates the Verity, but comorbid factors, but notice what they look for, findings things that you can objectify range of motion, palpatory, tenderness, orthopedic testing, neurologic testing.

I’m not saying you have to do all of these already. But you have something that you have to have objective, even if you’re doing tongue and pulse. Tell me what’s better. Give me a way to show on paper. If you will, how the patient is better in a measured. So functional limitations is something they rely on as well.

In fact, if you’re used to the pre-treatment authorization forms and that includes Ash Evercore, Premera, they all refer to these. So I’m just going to say, make your life easy, begin to use the simpler outcome assessments. And I would suggest initial visit and probably every two weeks, but no greater than once a month, understanding that the whole goal is to reduce pain, but more so increased function.

So I’d like for all of you to think for a moment, how am I going to make this happen? We can be a good source for the American acupuncture council of course, is your malpractice carrier, but we also help you with these types of issues for any of you that have our outcome or our our AQI code.

We have all of these forms on there. Take a look, do this QR code. Certainly you can come to our site, take a look at our information. What I want to make sure is that, do you have the right tools and places to go? We’re always going to be a resource for you. I’m going to say to you, if you have any. Where are you going to go?

Don’t Google it. Come to the experts at the American Acupuncture Council. Thank you for everyone. I’ll see you. Next time. .

 

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Acupuncture Reimbursement Beyond Neuromuscular Pain

 

…can I get reimbursed for codes beyond pain?

Click here to download the transcript.

Disclaimer: The following is an actual transcript. We do our best to make sure the transcript is as accurate as possible, however, it may contain spelling or grammatical errors.  Due to the unique language of acupuncture, there will be errors, so we suggest you watch the video while reading the transcript.

Hi everyone. This is Sam Collins, your coding and billing expert for acupuncture, the American Acupuncture Council. And of course, just the profession. Welcome to another episode to always help you get your practice uplifted, make sure you’re getting paid for what you do, because that’s what I do. We try to make sure that you get your claims paid, can get paid for your services.

One of the questions that I get quite a bit, is, can I get reimbursed for codes beyond pain? Now, of course, I’ve been teaching acupuncture seminars now for some 26 years, and so we often get people saying what’s now what was then truthfully, if you went back to a seminar I did in the nineties or early two thousands, there were very little reimbursement beyond simply pain that has changed quite a bit.

We still have to understand, that it’s not quite as open as we would like, but much more so it’s good to know what will get paid and can I get paid beyond pain? So let’s go to the slides. Let’s take a look at what’s occurring here. What’s going on with insurance and reimbursements for acupuncture now as always, here’s my email.

Here’s our website as well, but let’s focus in on acupuncture covering. When insurance has to pay, what do they pay for? And I think this is often where people get off track. The assumption is, oh, they pay for everything. Not quite. And there can be nuances that some will pay for more than others. In fact, there’s one that honestly will pay for everything, which I’ll give you a demonstration of.

One of the things we have to think of is how do people foresee or what do they see when they think of acupuncture? Think of it. Ask your friends, ask an acquaintance. What do you think? I. What do we treat in acupuncture? And I think you’ll invariably give you it’s pain and have an ignorance toward, and it’s part of our.

I think to make sure they understand we do more than that. So by example, I’m showing two offices this year that have some signs up near their office or in their office that talks about the things they treat. Notice this one on the left talks about fatigue, stress, anxiety, depression. And in fact, they don’t get down to anything towards pain until the very end, because how many times people have these types of conditions and think, oh, they don’t associate it that way.

Is there coverage for it? I think partly is making sure people know that acupuncture can treat. And more importantly, or maybe not more importantly, but just as a. Can I get my insurance to pay for it. Look at this other one, they talk about pain first, but then brings in things like anxiety, depression, Bell’s palsy.

Heck I think a Justin Bieber, if you’re familiar with his condition probably should be getting some help from an acupuncturist. So it’s really understanding what do plans cover. Can it be more than just pain? Cause that’s what. Obviously, many of you are aware of the American specialty health model, which I will call the musculoskeletal model or an often I’ll think of it as the physical therapy chiropractic model in that what they cover things like headaches, hip, or knee pain associated with arthritis or extremity pain with arthritis or other mechanical irritation, meaning strains and sprains, or just pain syndromes of the joints and soft tissues back and neck pain.

So you can see here for the most. It’s mostly just pain. A little bit to Nazi with pregnancy, but notice nothing here about abdominal pain or how about anxiety, depression, or anything else beyond that generally? No. Now the good news is pain is often what you’re going to have with any condition, how it manifests itself, but this can be fairly limiting and for many plans can be.

So by example, is there something I can do more than. And not all carriers are the same. There are going to be differences between each of these. And I’m going to demonstrate some of the differences that you’ll see among these to start to give you an idea of it. I’m going to recommend this is why you want to get more continued education with programs like ours, to really get the full breadth of what can be covered and the nuances from state to state region.

So by example, here’s the newest Aetna protocol. And as you’re probably aware all Aetna policies that are now from their commercial line have to cover acupuncture, but you’ll notice here it’s still pretty limited. It’s limited because it says it covers neck pain and headaches, low back pain, nausea, arthritis, chemotherapy-induced nausea and TMJ disorders.

That’s good. This is a pretty nice. Only pain, but it is when you look at these other than the arthritis, so this one could be pretty limited. The good news is Aetna will tell you what codes they cover. So here’s their list, everything from migraines, all the way down to postoperative pain to the teeth.

So pretty limited. Now the thing that this list says though, is that it’s not all inclusive. So the difficulty is you get a list like this and you think, okay, great. This is what I know they’re going to cover. You build these, they pay it, but are there other things that I can do. That they may pay. What we have found is generally other joint pain, but I’ve had a few offices believe it or not with.

That have been covered for anxiety, depression, with the code M 48.1, certainly something you could venture into and just say, if I’m treating that, is it a possibility? Many of them are working concurrently with some type of medical provider treating it as well, but you can dip your toe. What I can say is this one though is pretty straightforward.

This is what they’re doing. Without question, as you can see. That’s pretty much pain Sam. What about Cigna now? Cigna, this is their newest coverage and they cover a lot of things. You’ll notice here in the bullets that says tension types, headaches, migraines, musculoskeletal joint, nausea, post-surgical pain and chemotherapy induced nausea.

So you’ll notice it again is still along the pain. Now this list from Cigna though is vast. If you tell me any joint with a stranger. Or any type of pain to a joint, they’re going to cover it. Myalgia, fibromyalgia. You bet pretty ubiquitous, but again, is it beyond pain? Not really. Not until you get into companies like this particular one.

This is the company Evercore. And to give you the background, Evercore is behind the scenes for most of the products that are sold under Anthem, meaning blue cross blue shield. United health care. And of course, Optum and you’ll notice right off the bat, what they cover are pretty much pain codes. You’ll see.

Okay. The neck, the back musculoskeletal, cervical cranial lumbal sacral pain. But then you’ll notice that the very end of the list, it says internal medical conditions, and this is something that’s remarkable and has been around now for about three years. Take a look at what things. Adjunct cancer care.

Now I want to be careful. They’re not saying they cover to treat cancer, but they’re paying you to treat the symptoms associated, the nausea, the vomiting, the other conditions associated with it. Notice also the mental health conditions. These are things like PTSD. Believe it or not anorexia bulemia but also depression, anxiety.

I would suggest, always be working with probably concurrently, but at the same token, this is something they’re not saying no to notice allergic rhinitis, adjunct post-stroke dry eye syndrome, constipation prostititus pain, asthma irritable bowel. Of course the vomiting you’ll stupid. Look at the very last one medical.

And this particular one, they’re not covering menopause just to say what are we treating you? Don’t you’re actually treating insomnia. And hot flashes. So there’s really been a great growth here. Now I’m going to recommend, again, probably to dig in a little bit more. This is what we do, and that are more advanced or navigating the insurance seminars.

But you can see here while this is a little beyond, I particularly really hope some of the offices that when I first taught seminars, always taught to say, Hey, let’s talk about the code you get paid for. And they said, we didn’t do an internal medicine. I said we didn’t because it’s not paid. Now you can see here.

This is beginning to get paid. Now this company again, I did Anthem’s Optum’s are going to be more or less. In addition. What about another company like health partners? I know a lot of you in the Midwest area will see this one and they do have a pretty good amount of coverage for all the musculoskeletal things as you’ll see here.

But it goes beyond that. Look at section V here, PMs or menstrual disorders. In fact, they give a list of codes and you’ll notice here things like interstitial cystitis, Macedonia, menstrual disorders, vomiting, but take a look at the last. Weakness fatigue, malaise. There’s a lot of change that’s occurring that there’s going to be more so it begins, start asking, will this plan cover and don’t be afraid to ask, does it cover fatigue?

Does it cover abdominal pain? Will it cover prostititus pain, things of that nature to know, because not often as much as I’m showing you this list, does every insurance company produce a little. Not always. So we want dig a little bit further to say what’s covered and I would suggest start keeping a list.

That’s one of the things we emphasize in our program to know the codes that are covered or not covered that way. You have the best idea of making sure you get the best benefit. One thing we want to be clear with the patient, what’s going to be covered. Don’t be fooled. Don’t let your patient before. If you’re not sure something is covered, don’t be afraid to say we will bill your insurance.

And we hope they cover, but we’re never going to guarantee that’s the downside. People want to make people or patients believe everything’s going to be covered. You’re going to give, we’re going to bill your insurance confidently with the condition you have. Will your insurance absolutely cover. We can’t guarantee it until once we build now, here’s the beauty of this start collecting this data.

Does this insurance pay this particular diagnosis? Keep in mind. Most of you don’t use a lot of diagnosis and that’s okay because you see a lot of the same things, but begin to learn which ones are or are not covered. Notice this one here. If someone just comes in and says, I feel tired, health partners is going to cover it, but take a look.

This is one of my latest VA. For the VA take a look at this. This is just this may and notice what it is. Provisional diagnosis, tobacco use to help console the patient there. Now the VA is authorizing for some people to go, let’s try acupuncture to help with this addiction. Notice it says to assist with smoking cessation.

So have we changed? Is there more access to what you do? Yeah, because it’s beginning to be recognized. It’s one of the reasons we’re moving towards ICD 11 is to make sure that we can better account for all the things that acupuncture can do. My hope is we move to something like this. One, take a look for any of you that are in Massachusetts.

You have the Mecca of coverage, blue cross blue shield of Massachusetts. Now covers is in way that most aren’t even aware of. I want to see every state do this. Acupuncture benefits for 12 visits per year, for any reason. So this particular plan is saying, I don’t care what you have. We’re going to cover you for 12 visits.

In other words, an acupuncturist can be an acupuncturist, treat what you’re seeing, not to try to fit into some other guidelines. Notice here, all the things they’re talking about, dental pain, addictions, headaches, menstrual tennis, elbow, fibromyalgia. Now some of that is painted up, but notice digestive, emotional ear, nose, and throat.

Gynecological issues, literally anything. My hope is that we continue to move forward this way, because part of the best way for acupuncturists to get coverage is to collect data among what we treat. So imagine someone with let’s look neurological that has Parkinson’s disease, and we start to collect data that wow, people who have Parkinson’s that get acupuncture have resulted better from.

Do you think that might be something that will be more useful for the patient, but also for the insurance, remember acupuncture is always going to be the more economical choice. And so the movement forward is acupuncture. Can’t be hidden. It works and it works with. So as a consequence, better coverage. So I want to start to say to you, get out and look nowhere you can go.

That’s why we offer this service called the network, get an expert, which means me on your staff. Just hold your phone up to that. QR code will bring you right to the site so you can dig into this. Our Accu code has this list as well. We want to make sure you have the best information. Or no one it’s not going to be paid.

The American acupuncture council is your ally and your resource. Our group is the network. You can go to our site, take a look. Obviously many of you are insured with us as well, but at the same token, we want to be a resource that you can be helped to make sure that your practice continues to thrive and grow.

And that’s going to be about access to your. So I’m going to say to all of you, thanks for that time. Next week house will be Jeffrey Grossman, as always, I’ll say to you, it’s good to be important, more important to be good, be that person to your patient, make sure they can get access to care. The number one problem with acupuncture is people not understanding what you do and gaining access and gain their trust.

Let them try it. They’re going to get better. See you next time.