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Consider These Things When Choosing Acupuncturist Liability Policy


Acupuncture businesses are considered more vulnerable to complaints than other types of businesses in the medical sector. That is because, as alternative medicine providers, they tend to face various issues surrounding their day-to-day operations. For instance, they are more prone to lawsuits arising from patients claiming malpractice.

Many acupuncturists see the value of getting some level of protection to keep their business afloat and their reputation intact. That is in the form of acupuncturist liability policy, which provides financial protection in case of a legal battle arising from a malpractice complaint.

If you are an acupuncturist in practice, buying an acupuncturist liability policy can be one of the smartest decisions you can ever make. It helps you sleep soundly at night, knowing that your business and your reputation are protected. Such protection covers the possible legal expenses should someone file a lawsuit against you.

However, you must realize that insurance providers are not created equal. You have to be careful with our choice. A single detail in the policy you overlook may put you in a disadvantaged position in terms of coverage.

So, here are some things to consider when getting an acupuncturist liability policy.

Acupuncture insurance as specialization – You may decide to buy a policy from a general medical malpractice insurance provider, but you have to remember that choosing a company specializing in acupuncture insurance means that you get a policy that is specifically designed with acupuncture in mind. The process is more streamlined. The service is unique to your business needs.

Claims-made and occurrence coverage – In case of a lawsuit, you never know how long the process concludes. For that reason, you have to choose between claims-made and occurrence coverage. Although both policies cover the same types of injuries and damages, they differ in terms of when and how they cover claims. A highly qualified representative from an acupuncture insurance provider should be able to explain to you the difference between the two, and gives recommendations for your choice based on your unique condition.

Are you looking for a reputable provider of acupuncturist liability policy? Contact us today at (800) 838-0383.