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Acupuncture Malpractice Insurance Policy

As more and more people look for alternative treatments such as acupuncture, acupuncturists face increased risks associated with malpractice complaints. Thus, getting a comprehensive acupuncture malpractice insurance policy is non-negotiable; you must have one to protect your business and professional reputation from potential legal challenges caused by such complaints. Getting a policy ensures that complaints about your acupuncture practice are covered, giving you peace of mind with the needed protection.

Here are some benefits of an acupuncture malpractice insurance policy:

  • Protection for your assets and future income as your insurance policy will cover the expenses associated with acupuncture malpractice complaints, including legal settlement; professional liability insurance should provide this coverage.
  • Coverage for the risks associated with premises liability (slip and fall), medical expense coverage, and fire legal liability
  • Protection for damaged properties, including acupuncture tables and chairs, furniture, and other business property not a permanent part of the building structure

Choosing the Right Acupuncture Malpractice Insurance Policy

While there are no definitive criteria when choosing an insurance provider, as every business is unique, the following can increase your chances of finding the most qualified one:

  • Choose an acupuncture insurance provider with long industry experience; long experience means the company has weathered the ups and downs of the market, making it resilient and a dependable insurer.
  • Pick the ones who are transparent with their pricing; acupuncture insurance companies should tell their prices upfront, with no surprises or hidden costs.
  • Read reviews to gain more insights into the reputation of your prospective insurance providers. If negative reviews are way more than positive ones, you have a valid reason to cross it out from your list of prospects.
  • Examine the malpractice insurance policy coverage; determine whether the package inclusions are worth every penny you pay.
  • Consider recommendations from leaders in the alternative treatment industry; they can provide legitimate information regarding your prospective acupuncture malpractice insurance provider.

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Are you looking for a reputable acupuncture malpractice insurance policy? Look no further than the American Acupuncture Council. Contact us today at (800) 838-0383 for inquiries.

acupuncturist insurance policy, acupuncturist insurance

Malpractice Insurance Policy For Acupuncturists

If you put up an acupuncture business, you will decide whether to buy a malpractice insurance policy for acupuncturists or stay uninsured. Conventional wisdom will help you decide to choose the former. Here are some compelling reasons why getting insured is beneficial if you run an acupuncture clinic.

Mistakes are inevitable. No matter how good you are in this field, there is no 100% guarantee that you cannot commit mistakes in your acupuncture practice. They say it is just a matter of time to commit an error. Regardless, it will work to your advantage if you are ready. That is why a malpractice insurance policy for acupuncturists will come in handy; it acts as a safety net for your business. Malpractice insurance can cover medical and legal expenses should the issue escalate to a court battle.

Protection from baseless complaints. There may also come a time in your practice when a patient will sue you for negligence – despite a weak or no legal basis. Your business should be ready for such a scenario, and you can protect your acupuncture practice by getting a malpractice insurance policy tailored to acupuncturists.

Protection for your professional reputation. Your professional reputation may hang in the balance when someone files a malpractice case. With the help of insurance, you will have a fair chance to get away with it without spending on legal expenses from your pocket. Your insurance will take care of the financial aspect of your case.

Protection for your property. Did you know you can tailor your acupuncture insurance to include protection for property? You can insure your clinic for natural calamities and fires. You can even buy coverage for the property or equipment, including acupuncture beds/tables, among other things, for your practice.

If you are looking for a reputable provider of malpractice insurance policy for acupuncturists, look no further than the American Acupuncture Council.

Call us today at (800) 838-0383 for inquiries.

Heads up! Some Exciting Updates on AAC Malpractice Insurance Policy

As a premier provider of acupuncture malpractice insurance policy, your American Acupuncture Council (ACC)is constantly improving its products and services to see to it that the company gives nothing but the best service you can find in the industry today.

True to our words, we have now more coverage built-in standard and we are excited to share with you in this post each and every detail of the added coverage in your policy. So, are you excited? Without further ado, here are the specifics of your more comprehensive policy.

Now you can have the the following benefits:

  • More modalities standard
  • Upgraded customer service
  • More support for you

In addition, we have added in the policy the following:

  • Premises liability – Also known as slip and fall coverage
  • Products liability – Provides coverage for products that are FDA approved, which are sold to your patients
  • Cyber liability – Aimed at providing protection in case of data breach in your office
  • Injection therapy coverage – This is included without additional cost

Apart from the above-mentioned added benefits, you will also receive defense cost outside the limits of your liability. If the cost, for instance, US $50,000 to defend you for malpractice claim, you still have your full limit of liability intact for settlement.

And, we should not forget to mention that we now have a true consent to settle built-in to our policy standard. This gives you more power, as the policyholder, to choose whether a claim is settled or we continue to fight on your behalf.

And here’s more…

Facial acupuncture coverage is now included with no additional costs (many of AAC acupuncturists are doing facial acupuncture, so we make it sure they are insured)

For injectable substances under your policy, you must have proper and state approved training and certification in order to do injection therapy. Remember, injection therapy cannot be utilized to treat a specific condition and you must follow clean needle techniques.

We also cover pregnancy and fertility (note that your care should be in coordination with the patient’s OB/GYN medical doctor. In addition to that, turning a breech baby including labor, is also covered in the policy

An additional profession under your current acupuncture malpractice insurance policy is also covered. For instance, if you are doing massage therapy apart from acupuncture, you can get that covered under your current policy for only $24.

The premier program

This features an even greater layer of protection. With premier program, general liability increased from your standard premises liability, your products liability, and cyber liability to $20,000 from $10,000 (doubled).

All of the covered proceeding will be increased from a $30,000 sub-limit to a 50,000 limit.

All of the specified items above under the premier program are added to the policy with only $125 additional cost per year.

Have more questions about our acupuncture malpractice coverage? Contact us today to learn more valuable information straight from the source.

Call us at (800) 838-0383