Category Archives: AAC Malpractice Insurance Policy

Acupuncturist Need General Liability Insurance

Why do acupuncturist need General Liability coverage?

General Liability covers several risks including:

It expands the definition of Premises Liability to include common areas of the building that you are contracted to be liable and expands the definition of covered persons from the patient to invited guests on the premises.

It can cover personal injury; false imprisonment, lible, and slander.

It can cover medical expenses without regard to fault.

It has enhanced products liability coverage extending the coverage from products used during treatment to include products sold off the shelf of the business.

And the coverage includes fire and water legal liability. If the Named insured is leasing space and they are alleged to have started a fire or broke a water pipe, this section of the general liability policy can cover for the property damage.

The American Acupuncture Council ( AAC) offers an unparalleled track record in acupuncture risk management.

There is a reason acupuncturists have trusted AAC with their business for 50 years.

Not an American Acupuncture Council member? Get a Quick Quote and find out how much you will save! Click here!

Additional Insured vs. Professional Corporation

What is the difference between additional insured vs. coverage for professional corporation?

Additional insured is usually a person or corporation that is seeking to be added to the Named Insured’s policy, in case the additional insured (landlord, practice partner, clinic) is named in a cause of action as a consequence of an injury that the Named Insured is accused of causing.

Professional corporation is coverage for a professional corporation the Named Insured is associated with, usually a limited liability corporation (LLC).

Professional corporation coverage is no charge as long as the Named Insured is the majority owner of the professional corporation.

If the Named Insured is not the majority owner, then standard additional insured rates apply.

Remember, the American Acupuncture Council ( AAC) offers an unparalleled track record in acupuncture risk management.

There is a reason acupuncturists have trusted AAC with their business for 50 years.

Not an American Acupuncture Council member? Get a Quick Quote and find out how much you will save! Click here!

Acupuncture and Chronic Prostatitis/Chronic Pelvic Pain Syndrome

Can acupuncture reduce the symptoms of chronic prostatitis?

Chronic prostatitis or chronic pelvic pain syndrome is long-term pelvic pain and lower urinary tract symptoms without evidence of a bacterial infection, and its cause is uncertain.

The National Institutes of Health and other sources estimate that 2-10% of men experience symptoms compatible with chronic prostatitis at some point in their lives.

A review of 3 studies (204 total participants) suggested that acupuncture may reduce prostatitis symptoms, compared with a sham procedure.

Healthcare continues to evolve toward less-invasive, natural, and drug-free methods, with acupuncture now becoming a first-line complementary healthcare choice.

Remember, the American Acupuncture Council (AAC) offers an unparalleled track record in acupuncture risk management.

There is a reason acupuncturists have trusted AAC with their business for 50 years.

Not an American Acupuncture Council member? Get a Quick Quote and find out how much you will save! Click here!

Acupuncture Liability Insurance: Protection vs Injuries-at-the-Clinic Claims

Why do acupuncturists need coverage under the premises liability insurance (also known as workplace liability insurance)?

Acupuncture liability insurance protects acupuncturists from financial losses due to claims of malpractice and injuries sustained by patients on the clinic premises.

For example, suppose an acupuncture patient falls from the clinic table due to negligence on their part; they might still file a complaint claiming liability on the acupuncturist.

With the growing demand for acupuncture, there is also a great need for acupuncture liability insurance to protect one’s acupuncture practice and reputation.

Remember, the American Acupuncture Council (AAC) offers an unparalleled track record in acupuncture risk management.

There is a reason acupuncturists have trusted AAC with their business for 50 years.

Not an American Acupuncture Council member? Get a Quick Quote and find out how much you will save! Click here!

Acupuncture Liability Insurance: Protection from Malpractice Claims

Why do acupuncturists need acupuncture liability insurance?

One of the top reasons acupuncturists need acupuncture liability insurance is protection from malpractice claims.

Malpractice claims against acupuncturists are significantly lower than for other healthcare providers.

However, even when no error is committed, an acupuncturist is still vulnerable to patients who claim malpractice because of the following: improper needle insertion, failure to sterilize needles, and ignoring contraindications.

With acupuncture liability insurance, acupuncturists can have the protection to cover any legal expenses if malpractice claims reach a court battle.

Remember, the American Acupuncture Council (AAC) offers an unparalleled track record in acupuncture risk management.

There is a reason acupuncturists have trusted AAC with their business for 50 years.

Not an American Acupuncture Council member? Get a Quick Quote and find out how much you will save! Click here!

How to Choose the Best Acupuncture Liability Policy

How do you choose the best acupuncture liability policy?

With the growing demand for acupuncture, there is also a great need for acupuncture liability insurance to protect one’s acupuncture practice and reputation.

5 tips when choosing an acupuncture liability policy include:

1. Request quotes from several acupuncture insurance providers

2. Be specific with your insurance needs so that insurance providers can offer one custom-designed for your practice.

3. Read reviews from legitimate sources.

4. Research to learn more about your prospective insurance providers.

5. Avoid making promises that are too good to be true.

Remember, the American Acupuncture Council (AAC) offers an unparalleled track record in acupuncture risk management.

There is a reason acupuncturists have trusted AAC with their business for 50 years.

Not an American Acupuncture Council member? Get a Quick Quote and find out how much you will save! Click here!