Category Archives: Business Insurance Quote

Acupuncturist Insurance Quotes

Many describe insurance for the acupuncture business as an “à la carte” product. That means you can choose insurance products from different options instead of buying the whole package. The goal is to have a policy that is custom designed to best suit the protection you need. In other words, you pay only for a particular insurance option for your business.

New to the acupuncture business? If you plan to buy insurance to protect your business, it will be advantageous to you if you are familiar with different acupuncturist insurance quotes. In this way, you will know which particular insurance product to purchase.

So, here are various types of acupuncturist insurance quotes you should know about:

  • Worker’s compensation quote – provides information about insurance that aims to protect your business from paying for your workers’ medical care and rehabilitation – for employees who are injured while on the job or contract a work-related illness. It also covers a portion of lost wages, disability benefits, and even death benefits for the dependents of employees killed in work-related accidents.
  • Malpractice quote – you need this information about insurance products protecting your business and professional from lawsuits claiming malpractice or negligence on your part as an acupuncture treatment provider.
  • Premises liability – this provides information about the policy that protects your business in case of interruption for several reasons. Property protection generally covers owned or leased buildings and their content, such as furniture, equipment, and fixtures damaged from calamities and fire.
  • Professional liability quote – information regarding insurance providing coverage for license protection, sexual misconduct defense, cyber liability, and insurance audit defense.

There are more coverage options associated with the acupuncture insurance package. Make sure you ask your prospective insurance provider to learn more.

Online looking for a reputable company that offers comprehensive acupuncture insurance coverage? Talk to an expert at the American Acupuncture Council today.

Please call (800) 838-0383 for more inquiries.

Business Insurance For Acupuncturists – A Beginner’s Guide

If you plan to put up an acupuncture clinic, business insurance for acupuncturists should be part of your must-haves list. It offers protection from liability or malpractice complaints – among other issues. However, it is worth noting that not all insurance packages are created equal; you have to carefully pick that one that fits the unique requirements of your business.

We recommend that you give time to sit down with your prospective insurance provider to discuss it thoroughly and come up with a package custom-designed for your requirement. In doing so, you avoid paying for other charges that might not be necessary.

As your primer, know that business insurance for acupuncturists can protect for the following:

  • Malpractice – coverage for needling, herbal remedies, moxa, and cupping; can expand to cover gua sha, bloodletting, or facial rejuvenation.
  • Premises liability – commonly called slip or trip and fall insurance. This endorsement covers potential risks of a guest on the premises alleging damage to their personal property or injury in the clinic area, such as slipping from a wet spot on the floor, tripping on a frayed rug, or fainting and falling off the treatment table.
  • Business personal property – can cover the insured for lost, stolen, or damaged business property, such as equipment.

Finding the right company

Searching for the right company that offers business insurance for acupuncturists can be tedious if you are new to the industry. But here are some insights you might find helpful as you list down your criteria for selection.

Industry experience – choose one with experience as an acupuncture insurance provider (it makes sense to choose one with decades of industry experience rather than a relatively new insurance provider)

Coverage – what are the inclusions of the package? Are the inclusions worth it relative to the price? How does one insurance package differ from that of another provider? (put them side by side and compare)

Insurance claim payout – how many insurance claims payouts have your prospective companies granted over the years? (you can ask for their annual data). In doing so, you will have an idea of whether or not they can deliver their promise.

Online looking for a reputable provider of business insurance for acupuncturists? Contact American Acupuncture Council today at (800) 838-0383.

Acupuncture Business Owners, Insurance Is A Must-Have Item For Your Business

There is an unprecedented growth in the number of people who seek alternative treatment for their medical conditions. In the acupuncture industry, the demands for acupuncture services have increased by 40%. The US market size for acupuncture is 38.97B (2019 data). Indeed, trust in alternative treatments fuels this growth.

So, what does this number mean for acupuncturists? For one, it’s a positive outlook as this opens an opportunity to grow an acupuncture business. On the flip side, one can expect that acupuncturists will face issues concerning their service, particularly complaints about malpractice. Thus, for acupuncture business owners, insurance is a must-have item.

What are the benefits when acupuncture business owners get insurance? Here are some:

Protection from malpractice complaints – as more and more patients seek the service of acupuncturists, the more likely they receive a malpractice complaint. Whether or not the complaint has bases, malpractice insurance should take care of the issue, including the financial requirements due to legal disputes.

Professional liability protection – for relatively new acupuncture business owners, insurance may not be part of their priority list, given that they get preoccupied with other things of equal importance in running this business. But they should. Acupuncture insurance protects their professional reputations. Professional liability insurance, such as the one offered by the American Acupuncture Council, provides comprehensive coverage to spare their professional reputation from damages brought about by liability complaints.

Premises liability protection – along with malpractice insurance and professional liability insurance, one can include premises liability protection. It is commonly called slip or trip and fall insurance. This endorsement covers the potential risks of a guest on the premises alleging damage to their personal property or injury in the clinic area, such as slipping from a wet spot on the floor, tripping on a frayed rug, or fainting and falling off the treatment table.

Online looking for a reputable acupuncture business insurance provider? Contact the American Acupuncture Council today at (800) 838-0383.

Jumpstart The New Year With Acupuncturist Business Insurance

2021 is about to close, and we will welcome a new year a couple of weeks from now. It symbolizes a new beginning. It is a metaphor for change – for the better.

As you think of the year ahead as a person running an acupuncture clinic, you probably have asked yourself how you can jumpstart the year for your business. How about you include getting acupuncturist business insurance in your list?

There are compelling reasons why you should buy insurance for your acupuncture business, and some of these are the following:

  • Custom protection for your business – acupuncture business insurance protects you from liabilities arising from different circumstances. For instance, a patient files a lawsuit complaining about malpractice or negligence. Acupuncture insurance can cover the financial obligations while dealing with the case.
  • Employees’ protection – you also have the option to tailor your insurance in a way that covers your staff. In case of hospitalization, insurance can shoulder the medical bill. It can also provide the needed compensation for the days your affected employee.
  • Coverage for professional reputation – your acupuncturist business insurance can take care of any legal complaint lodged against you. You can rest assured knowing that it can protect your business and professional reputation as well. For instance, license revocation is highly unlikely.

Now, let’s go to the most crucial question: How do you find a trusted provider of acupuncturist business insurance? Several criteria go into the process of hiring a highly qualified one. Consider the following:

  • Consider a company having a physical office or business address because that validates the legitimacy of their business. It also allows you to have easy access to them should you want to meet them face to face.
  • The feedback/reviews received – how has the acupuncturist business insurance performed in the past based on clients’ feedback (one question to ask: are there more positive reviews than negative ones?)
  • And lastly, you have to know whether or not the insurance provider has obtained the necessary licenses, permits because that signifies they passed the standards imposed by regulating bodies.

Online looking for a reputable acupuncturist business insurance company? Contact the American Acupuncture Council today at (800) 838-0383.

Acupuncture Business Insurance Coverages

We cannot stress enough how crucial it is to get acupuncture business insurance to protect your company and professional reputation. Whether you are just new in the acupuncture industry or have been in operation for some time, insurance can give the needed protection. Should there be an untoward event in your business along the way, which requires sums of money, like dealing with a client’s lawsuit, you can rest assured that your policy will take care of the associated expenses.

Acupuncture business insurance can include multiple coverages to ensure that it can cushion you in different situations. It can be custom-designed so that it suits best to your needs.

An acupuncture business insurance can cover you with the following:

Premises liability. Commonly called slip or trip and fall insurance. This endorsement covers the potential risks of a guest on the premises alleging damage to their personal property or injury in the clinic area, such as slipping from a wet spot on the floor, tripping on a frayed rug, or fainting and falling off the treatment table.

Business owner policy. It is a package policy that covers property and liability exposures (as required by landlords) as well as a loss of income if your business cannot operate for some time. For example, if the roof of your office is damaged during a thunderstorm, causing it to flood, closing your business for two months, a BOP would provide coverage in several ways.

Worker compensation insurance. It pays for medical care and rehabilitation of employees who get injured on the job or contract a work-related illness. It also covers a portion of your employees’ lost wages, disability benefits, and death benefits for the dependents of employees killed in work-related accidents.

Do you have more questions about acupuncture business insurance? Contact us today at (800) 838-0383.

Acupuncture Business Insurance – Tips On Finding The Best Deal

acupuncture business insurance

While any business can face several issues, running an acupuncture clinic is a particularly challenging one because of the level of risk from malpractice lawsuits. Such a scenario can cause emotional distress but also financial stress. That is why, if you are an acupuncture practitioner, you need to put a cushion in the form of acupuncture business insurance to protect your professional reputation and your business.

Finding a company that can provide you the best deal available on acupuncture business insurance may not be that easy for you. With many companies around, how can you know that you are picking the best one? Here are some tips you might want to consider:

The power of quote comparison

Whether you do it manually or use quote comparison tools online, the strategy will help take you to the best options available. With the advancement of internet technologies today, comparing acupuncture insurance quotes from different providers should be as easy as a few clicks on your computer.

Read reviews

Word of mouth is still as effective as it has been. Before you choose any acupuncture business insurance provider, make sure you check what their clients and industry leaders are saying about their products and service. Check their company profiles online as the information usually comes with reviews and ratings from their clients. In addition to that, you may also check out what industry leaders are saying about them. For instance, what acupuncture organizations are saying about them. Doing this will help to weed out the unqualified insurance providers.

Discover possible hidden costs

The truth is, an insurance provider may not be as honest as you would expect them to be in giving you their quotes. And you might be surprised in the future knowing that there are other charges not specified in the quotation. So, read the fine prints. Ask them for the complete list of fees or charges early on.

Online looking for a reputable acupuncture business insurance provider? Contact American Acupuncture Council today at (800) 838-0383.