Tag Archives: acupuncture

Acupuncture Business Insurance


It is worth recognizing the fact that doctors in other medical fields are more likely to face lawsuits than acupuncturists. However, this does not mean it cannot happen to the latter. This is why it is a wise decision to have an acupuncture business insurance put in place. It allows you to become better prepared should someone file a complaint against you in relation to your practice. You can rest assured knowing that you have some protection to cover the monetary requirements in case you face a legal battle. In the absence of an insurance, you could be bankrupt and, at the same time, stand to lose your license to practice.

The coverage of acupuncture business insurance takes care of several issues. Sure enough, it will put a cushion on your business should things become unfavorable to you. It is important to note, however, that insurance companies are not created equally. There are those who are way ahead from the rest in terms of their coverages. So, be careful with your choice.

A good acupuncture business insurance should provide several package options that acupuncturists can choose from. Here are some specifics that should be included:

Business and property. This type of coverage should take care of basic business risks like fire and theft.

General liability. It provides coverage in situations where somebody is harmed within your jurisdiction – e.g. somebody trips over an extension cord or gets a nasty paper cut from a file folder.

Professional liability. It covers damages if someone is harmed by your care. When someone is awarded a lawsuit, which can cause a brutal blow to your finances, a professional liability insurance should be able to take care of it. Indeed, it is the most significant type of coverage for your practice.

Cyber liability insurance. Though this might be relatively new, this can also be very helpful for your acupuncture business. It helps your business survive from issues like data breaches and cyberattacks by paying for recovery expenses.

Are you interested in acupuncture business insurance but want to learn more? Contact us today at (800) 838-0383.

coverage-options

Acupuncture Business Insurance – The Options To Consider Buying


All companies, regardless of industry, need some level of protection to keep running. If you are running an acupuncture clinic, getting acupuncture business insurance is necessary. It provides several benefits. For instance, it can take care of the expenses in case you have to deal with a legal battle against a patient filing a lawsuit. It can also help compensate your worker who is, for the meantime, not able to work, stemming from a work-related injury. In other words, acupuncture business insurance can help get a heavy burden off your shoulder.

Now that you’ve learned how important it is to have insurance for your acupuncture business, it pays to know the options so that you know how to make the most out of its benefit.

Here are some insurance options to consider:

General Liability Insurance – This is the most common but a comprehensive one – a type of insurance that any acupuncture business should consider investing their money in. It provides protection from the risks of bodily injury, damage to property, medical payments, legal defense, and personal injury. In case of facing a lawsuit for malpractice, a general liability insurance policy helps compensate for the associated legal fees as well as for possible damages.

Professional Liability Insurance – Another type of insurance that acupuncturists should consider obtaining. Professional Liability Insurance protects you and your reputation in case someone claims your professional services caused him harm. If a patient sues you based on a negligence claim, this insurance takes care of your legal fees and your possible settlement.

Workers’ Compensation Insurance – It protects your workers should they become injured while at work. Apart from a worker’s medical bills (and lost wages if they go on vacation for recovery), it can also cover disability or death benefits stemming from a work-related accident. Because of its usefulness, most states oblige companies to carry workers’ compensation insurance for both part-time and full-time employees.

Commercial Property Insurance – You may also consider getting commercial property insurance, which is for giving protection to your acupuncture equipment, office furniture, computers, office supplies – items that can be vulnerable to calamities such as hurricanes and fire.

For more inquiries regarding acupuncture business insurance, contact us at (800) 838-0383.

Acupuncture Business Insurance Options


Running a business can be so challenging and an acupuncture business is no exemption. The reason? You tend to face issues from different fronts from time to time. But that should not stop you pursuing your passion for business – whatever type it may be.

If you are running an alternative healthcare business, particularly an acupuncture clinic, you can be vulnerable to lots of issues. From treating patients to managing workers, for example, you can be subject to legal complaints. Should that stop you? No. The good news is, there are available acupuncture business insurance packages that can protect your reputation and your business.

If you do not have the acupuncture insurance you need yet, you can have one that can help you in several ways. Consider the following:

Business Owner Policy – A package policy that is aimed to cover major property and liability exposures as well as a loss of income if a business cannot operate for some time. For example, if a hurricane damages your property or if it gets flooded, and you have to close for two months, a business owner policy would give coverage.

Workers’ Compensation – Acupuncture business insurance may also cover workers’ compensation. This package inclusion pays for medical care and rehabilitation for employees who get injured on the job or contract a work-related illness. Besides, it can cover a part of a worker’s lost salaries, give disability benefits, and death benefits for the dependents of employees killed in work-related accidents.

Massage therapy malpractice – Acupuncture insurance may also include massage therapy malpractice coverage, which covers energy therapy, movement therapy, and spa therapy.

Running an acupuncture business is a challenging undertaking. But getting insurance will significantly reduce the anxiety, knowing that it can protect you from suits that may be lodged against you in the course of your practice.

So, interested in acupuncture business insurance? Contact us at (800) 838-0383.